Articles

Does Your Captive Suffer from Bad Directors?

September 26, 2018

Does your captive suffer from bad directors? What are the key characteristics of a bad director, and how do you address the issue? In this article, we look at the four attributes described in the National Association of Corporate Directors article "A Field Guide to Bad Directors" and how they relate to the captive insurance industry. Read More


US-EU Covered Agreement: an Overview

September 24, 2018

Eversheds Sutherland provides us with an overview of the US-EU covered agreement. The agreement will eliminate collateral and local presence requirements for qualified US reinsurers operating in the EU insurance market, and will eliminate the requirement for collateral for qualified EU reinsurers operating in the US insurance market. Read More


Small Captive Insurance Program Exit Planning

September 4, 2018

After two consecutive losses for taxpayers involved in small captive insurance programs, some may consider exiting their small captive insurance program. Exiting a captive, however, may be time consuming and expensive. Many captive owners will need to take into account numerous issues and make some difficult decisions. Read More


AI and Captive Insurance: What Does the Future Hold?

August 27, 2018

Artificial intelligence (AI) and captives-what does the future hold? A look at current trends in the use of AI by financial services and specifically the insurance industry. We explore how these trends may affect different segments of the captive industry. Read More


Captive Insurers Should Review Their Risks at Least Every 5 Years

August 14, 2018

According to Karin Landry, a managing partner with Spring Consulting Group LLC in Boston, after captive insurance companies are set up, their parents should periodically review the risks their captives are covering. At a minimum, this assessment should be every 5 years and, in some cases, more frequently. Read More


What Is Risk-Based Capital: A Primer for Captives

August 13, 2018

This primer for captive insurers on the concept of risk-based capital (RBC) describes the four basic components of RBC and how the components fit together to arrive at the ultimate ratio. Read More


Captive Basics: Understanding Liquidity

July 30, 2018

Captive board members should understand several key concepts. Chief among them is liquidity and how it impacts their captive. This article provides a basic primer on liquidity for both new and seasoned board members. Read More


Innovation and Productivity in Captive Insurers

July 25, 2018

Are captive insurers participating in the innovation and productivity changes reshaping the insurance industry? We discuss some recent trends and look at three key technologies impacting the insurance industry. Read More