Captive Basics
Cell Captives: A Powerful Tool To Manage Risk
Cell captives are one of the many options available to companies interested in exploring captive insurance solutions. Cell captives offer organizations a way to realize all the benefits of a captive solution with significantly lower start-up and operating costs. They also take less time to implement than traditional single-parent captives. Learn More
Business Risk and the Captive Insurance Company
As insurance markets harden and risk management costs increase, many business owners are challenging the conventional method of financing business risk. For those business owners who have an appetite for self-insuring their company's risks, forming a captive insurance company will be a useful tool in their risk management process. Learn More
Benefits of Captives and Insurers Working Together
Whatever the size of the business, it's likely a captive insurance company can aid the organization's risk management program and reduce the total cost of risk. Captives allow businesses to reduce their reliance on the commercial insurance market while stabilizing insurance costs. Read More
For Captive Owners, There's No Transferring Governance Responsibility
Corporate governance is critically important for captive insurance companies, as well as the managers and other service providers the captive employs. It's the captive's owner, though, that bears the ultimate responsibility for governance. The captive owner is responsible for operating a regulated insurance company and the associated compliance. Read More
What To Expect from an Actuarial Analysis
An actuarial analysis is a great way to determine if your company would benefit from a captive. Read More
Insuring Unique Risks in a Captive
Captive insurance companies can be used to insure just about any risk to which a parent company is exposed. Read More
What Is the Difference between Self-Insurance and Captive Insurance?
Captive insurance is a type of self-insurance that is available to most business owners, regardless of the size of their enterprise, that offers all the benefits of a fully self-funded insurance plan while providing additional incentives and a risk management framework. Read More