Captive Basics

Risk Retention Groups: A Basic Overview

June 16, 2023

A risk retention group (RRG) is a captive insurance company formed pursuant to the federal Liability Risk Retention Act. This article discusses some of the basics of RRGs, including differences between RRGs and other types of captives. Read More


2022 Was a Good Year for Captives

December 19, 2022

Driven by a hard insurance market and greater global uncertainty, the captive insurance market saw significant growth during 2022. In addition to new captive owners, many companies already using captives extended the concept to address other risk exposures. Read More


Cell Captives: A Powerful Tool To Manage Risk

October 17, 2022

Cell captives are one of the many options available to companies interested in exploring captive insurance solutions. Cell captives offer organizations a way to realize all the benefits of a captive solution with significantly lower start-up and operating costs. They also take less time to implement than traditional single-parent captives. Read More


Business Risk and the Captive Insurance Company

July 26, 2021

As insurance markets harden and risk management costs increase, many business owners are challenging the conventional method of financing business risk. For those business owners who have an appetite for self-insuring their company's risks, forming a captive insurance company will be a useful tool in their risk management process. Read More


Benefits of Captives and Insurers Working Together

July 15, 2021

Whatever the size of the business, it's likely a captive insurance company can aid the organization's risk management program and reduce the total cost of risk. Captives allow businesses to reduce their reliance on the commercial insurance market while stabilizing insurance costs. Read More