Market News
7 Ways Captive Insurance Companies Provide a Competitive Edge
Captive insurers excel with high dividends, reduced acquisition costs, and quick risk response. Their structure promotes early risk identification and stakeholder alignment. Expected to grow, captives offer customized solutions, outperforming commercial insurers by providing tailored coverage and better claims management, all while being flexible and proactive. Learn More
AM Best: Rated Captives Continue to Outperform Commercial Peers
AM Best's latest report finds rated captive insurance companies continued to outperform commercial insurers while generating an estimated $8.2 billion in savings over 5 years. The report also highlights premium growth, strong financial performance, expanding use of captives, and continued formation activity across major US domiciles. Learn More
RiverStone International Expands Lyft Legacy Deal with Second LPT
RiverStone International completed a second loss portfolio transfer (LPT) reinsurance agreement with Pacific Valley Insurance Company, a Lyft subsidiary, effective July 1, 2026. The transaction strengthens the companies' ongoing relationship, supports Lyft's risk management and capital optimization objectives, and further expands RiverStone International's legacy reinsurance presence in North America. Read More
Cayman Insurance Sector Adds 20 New Licenses Through First Half of 2026
Cayman's international insurance sector continued its strong growth in the second quarter of 2026, reaching 20 new international insurance licenses issued during the first half of the year. Rising premiums, expanding assets, and additional applications under review underscore the jurisdiction's continued strength as a leading captive insurance domicile. Read More
Global Commercial Insurance Rates Extend Decline in Q2 2026
Global commercial insurance rates declined 6 percent in the second quarter of 2026, marking the 8th consecutive quarterly decrease, according to Marsh's Global Insurance Market Index. Strong insurer competition, abundant capacity, and favorable market conditions continued to drive lower property, cyber, and overall commercial insurance pricing across most global regions. Read More
AI Disruption Risk Limited for Most Diversified Services Companies: Fitch
Fitch Ratings said artificial intelligence (AI) poses manageable credit risk for most North American diversified services companies over the next several years. Customer experience and business process outsourcing operators face the greatest disruption, while companies with proprietary data, regulatory advantages, and AI investment capacity are better positioned to maintain competitive strength and credit quality. Read More
Captive Insurance and Medical Stop-Loss: A Prudent Pairing
Captive insurance combined with medical stop-loss coverage can help self-funded employers take a more strategic approach to healthcare risk. By retaining selected risks while protecting against catastrophic claims, organizations gain greater transparency, improved data insights, and long-term flexibility to better manage healthcare costs and employee benefit programs. Read More