Market News

Marsh's 2025 Captive Benchmarking Report highlights trends in captive insurance, including premium growth, increased risk retention, expanded coverages, and greater use of alternative risk transfer solutions. The report shows how captives are aligning with corporate strategies to enhance resilience, flexibility, and cost management across industries. Read More

Tariffs can affect captive insurance companies in unexpected ways, from raising claims costs due to higher replacement prices to driving volatility in investment portfolios. Captive owners and advisers should stay alert to trade policy developments and their potential influence on captive risk management and asset strategies Read More

Lockton's "June 2025 Market Update" reviews global insurance market conditions, highlighting softening property and cyber rates, stable reinsurance capacity, and rising liability verdicts. The report addresses natural catastrophe losses, geopolitical risks, and offers strategic guidance on program structure, analytics, and capital deployment for insurance buyers navigating an evolving risk landscape. Read More

The North Carolina Captive Insurance Association (NCCIA) reports North Carolina's budget gridlock will not affect captive insurance operations. No changes to the Captive Act are planned for 2025, but legislative efforts will resume in 2026. The association is also forming its 2026 conference committee and transitioning lobbying operations in-house under incoming CEO Zach Almond. Read More

US cyber insurance premiums fell 2.3 percent in 2024, the first decline since tracking began. AM Best attributes the drop to pricing cuts, not reduced demand. Surplus lines insurers maintained market share, while some large firms shifted cyber risk to single-parent captives, bypassing regulatory reporting. Profitability in the segment remains strong. Read More