Captive News

Rising pharmacy costs, advanced therapies, and evolving pharmacy benefit manager arrangements are creating significant risks for employers. Captive owners can address these exposures through enterprise-level decisions about risk retention, transfer, and mitigation. Better data, clinical intervention, specialized consultation, and employee education can support favorable health outcomes while managing financial volatility more effectively. Learn More

US property-casualty insurers posted a $31.7 billion underwriting gain in the first half of 2026 as catastrophe losses declined and investment income increased. The industry's combined ratio improved to 92.7, but Verisk and APCIA said insurers continue to face significant catastrophe exposure, rising casualty claim severity and competitive market pressures. Learn More