Market News

Airmic’s 2025 member survey examines how risk professionals are addressing today’s complex risk environment. The report highlights the role of captive insurance, cyber risk, and emerging threats, emphasizing strategic tools like horizon scanning, scenario analysis, and adaptability to navigate geopolitical, technological, and climate-driven uncertainties. Read More

Risk retention groups (RRGs) and captive insurance companies both help organizations manage risk but differ in structure and regulation. RRGs offer liability coverage under federal law with multistate access, while captives—formed under state law—can insure a broader range of risks. Understanding these distinctions is key to informed risk financing decisions. Read More

The Vermont Captive Insurance Association (VCIA) has announced a search for its next president. The role includes leading strategy, advocacy, and operations for the 400-member association. Candidates must apply by July 3, 2025. The president serves as VCIA's public voice and helps shape the future of captive insurance nationwide. Read More

Transportation companies are increasingly using captive insurance to manage cargo risks, especially under the Carmack Amendment. This article explains how captives, risk retention groups, and custom coverage structures can reduce exposure, improve claims control, and support broader risk management strategies in an evolving logistics and insurance environment. Read More

Willis Towers Watson's (WTW's) Q1 2025 Commercial Lines Insurance Pricing Survey reports a 5.3 percent increase in US commercial insurance prices. Most lines saw price hikes, with excess liability leading and workers comp and cyber remaining flat. Large accounts and property lines showed slowing growth, while loss ratios continued to develop favorably. Read More