Market News

Rising Demand for Self-Funded Health Plans Fuels Growth in MSL Group Captives

January 29, 2025

This article delves into the role of captive insurance and medical stop loss group captives in helping employers control healthcare costs, manage claims volatility, and enhance self-funding strategies. By leveraging collaboration and transparency, employers can navigate rising costs and achieve more stable, effective health benefits programs. Read More


Captive Insurance: Understanding Cell Captives

January 24, 2025

Cell captives offer a structured approach to managing risks through scalability and segregation. They are used for diverse exposures, including temporary projects and specialized risks, providing businesses with flexible and efficient risk management solutions. Key benefits include adaptability, cost-effectiveness, and the ability to tailor strategies to unique organizational needs. Read More


Nearly All Commercial Insurance Lines Saw Premium Increases in 2024

January 22, 2025

The 2024 Ivans Index reports premium renewal rate trends for major commercial insurance lines. Most lines saw year-over-year increases, with commercial property leading. Workers compensation continued to decline. The data reflects over 120 million transactions, offering insights into market dynamics for agencies, insurers, and managing general agents. Read More


US Property & Casualty Outlook: Results Stabilize as Competition Heats Up

January 21, 2025

Swiss Re's "US Property & Casualty Outlook" highlights stable profitability with a 10 percent return on equity, slower premium growth, and rising investment income. Challenges include natural catastrophe losses, social inflation, and reserve adequacy, balanced by reduced claims pressure and steady underwriting results. The report projects cautious optimism for the industry. Read More


Rethinking Risk: How Captives Empower Delivery Service Partners

January 21, 2025

Joel Appelbaum of IRMI and Dave Johnson from Innovative Captive Strategies discuss how captive insurance empowers delivery service partners (DSPs) with tailored coverage, cost stability, and proactive risk management. The podcast explores captives' benefits, real-world DSP examples, and the evolving role of captives in a tech-driven logistics landscape. Read More