Market News

Global Commercial Insurance Rates Continue Downward Trend in Q1 2025

May 2, 2025

According to Marsh's "Global Insurance Market Index," global commercial insurance rates dropped 3 percent in Q1 2025, continuing a downward trend. Property, cyber, and financial lines saw rate reductions across regions, while US casualty rates rose 8 percent, driving a global casualty increase. Insurer competition enabled broader coverage and improved terms. Read More


How MGAs Employ Captive Insurance to Support Program Business

May 1, 2025

Managing general agencies (MGAs) apply their market segment expertise to underwrite accounts that address the specific risks faced by the insured. Read More


How AI Is Revolutionizing Insurance Operations

May 1, 2025

Artificial intelligence (AI) is reshaping insurance, especially for group captives. Captive Resources highlights how AI accelerates claims, enhances communication, and improves fraud detection. These advancements help member-insureds achieve better outcomes, reduce costs, and protect pooled resources—giving captives a competitive edge through smarter, more proactive risk management. Read More


Why Captive Insurers Often Put on a Front

April 30, 2025

Explore fronting: a strategic partnership between insurers and captives to assume risks and meet regulatory requirements, unlocking opportunities in challenging insurance markets. Read More


Using Captive Insurance to Transform Executive Risk Coverage

April 30, 2025

Captive insurance offers a flexible, cost-effective alternative for executive risk coverage, such as directors and officers and fiduciary liability. By assuming layers of risk traditionally placed in the market, captives help companies reduce premiums, access reinsurance, and build surplus funds—making them a powerful tool in managing long-tail and high-severity exposures. Read More