Captive Basics

What Is a Micro-Captive?

November 19, 2018

A micro-captive is a small captive insurance company that may be taxed under Internal Revenue Code § 831(b) and may pay tax on investment income only. What is a micro-captive? Read further to find out! Read More


What Is a Fronting Arrangement and Why Do Captive Insurers Use Them?

November 12, 2018

An insurance pundit once observed that "fronting" is the same as "backing." That seemingly oxymoronic comment is not far off the mark in describing the relationship between a captive insurer and a fronting arrangement. Read on to find out more about fronting arrangements and captive insurance. Read More


Key Concepts for Captive Insurance Reinsurance Contracts

October 31, 2018

We take a look at some key concepts and reinsurance contract clauses that can help minimize the likelihood of a disagreement with your reinsurers. And, should these disagreements arise, the concepts and contract wording can provide additional protection to a captive insurance company. Read More


Why Should You Consider Forming a Captive Insurance Company?

October 24, 2018

Once just a speck on the commercial insurance market landscape, captive insurance companies have become a mainstream risk management tool. To boost understanding of captives, especially group captives, a panel of experts recently discussed a wide array of captive issues. Read on to learn more! Read More


Risk Retention Groups: An Important Segment of the Captive Industry

October 3, 2018

Risk Retention Group (RRG) comprise only 3 percent of the roughly 7,000 captive insurers now operating. This relatively small number of RRGs hides the importance of this segment of the captive industry. Many RRGs are a vital source of coverage for hundreds-even thousands-of their policyholder-owners. Read More