Articles
Employee Benefits in Captives: The Basics
A small but growing number of employers are tapping their captive insurance companies to fund employee benefit risks with a goal of reducing costs. This article reviews the basics, including the main drivers and the US Department of Labor approval process. Read More
Captive Insurers Need To Ask Investment Managers More Meaningful Questions
Alton Cogert, president and chief executive officer of Strategic Asset Alliance, offers the four specific questions that will lead to a more meaningful and useful investment manager meeting. Read More
Risk Retention Groups: A Basic Overview
A risk retention group (RRG) is a captive insurance company formed pursuant to the federal Liability Risk Retention Act. This article discusses some of the basics of RRGs, including differences between RRGs and other types of captives. Read More
Redirect Health and Risk Management Advisors Partner To Offer New Health Plans for Small and Medium-Sized Businesses
Redirect Health, a platform that creates and manages healthcare solutions and products that meaningfully improve access and affordability for businesses and employees, has partnered with Risk Management Advisors, Inc., a leading national firm specializing in the design, implementation and management of captive insurance companies and self-insured plans. The collaboration comes as Redirect Health looks to add health plan products that lower the cost of premiums and out-of-pocket costs for small and medium-sized businesses (SMBs). Read More
From Good to Great: How Group Captives Help Members Manage Risk
Commercial insurance doesn't have to be just a reactive mechanism to pay for losses. Insurance programs can be a proactive device that empowers companies to control losses, minimize injuries and fatalities, and make their workplaces safer. Read More
"The Song Remains the Same" (The Peril of Ignoring Investment Risk)
Individuals and companies are often too quick to forget about investment risk, or assume the risk probability of the event is too small to happen. Real-life examples also illustrate that there will always be investors reaching for yield, especially in low-interest-rate environments, and when they should beware. Read More
How Numerate Is Your Board? The Case for Captive Board Numeracy
What is "numeracy," and why is it an important attribute for captive board members to have? This article examines numeracy, innumeracy, and relevant examples-with a specific look at insurance. Read More
Understanding Artificial Intelligence and Asset Management
As in other areas of the captive insurance world, artificial intelligence (AI) is becoming an increasingly important component of the asset manager's tool kit. This article provides a brief primer on AI and asset management by way of a discussion with Alton Cogert of Strategic Asset Alliance. Read More