Market News

Letters of credit remain the most widely used collateral tool in captive insurance programs, valued for their reliability and regulatory acceptance. In this podcast episode, Martin Ellis of Comerica Bank walks through how letters of credit function, how group structures use back-to-back arrangements, and how they compare with trusts and cash in balancing liquidity, cost, and investment flexibility. Read More

A recent Captive Resources podcast examines how transplant carve-out coverage supports self-funded employers and their captive insurance company in managing high-cost transplant claims. The episode highlights cost drivers, risk-transfer benefits, and why carve-outs are becoming a common strategy for stabilizing health plan expenses and protecting captive layers. Read More

Captive insurance is becoming a central tool for cyber risk financing as organizations expand its use beyond tactical needs to strategic enterprise management. Survey results show rising adoption, growing cyber underwriting, and broader applications such as deductible infill, gap infill, incubation structures, and portfolio strategies, reflecting sustained momentum in captive utilization. Read More

The December issue of "CICR" spotlights the world's leading captive insurance domiciles, examining regulatory developments, market momentum, and the competitive factors shaping global captive growth as organizations refine long-term risk financing strategies. Read More

As agriculture faces rising climate, regulatory, and operational risks, captive insurance provides a flexible alternative to traditional markets. Captives allow for customized coverage—such as parametric policies tied to weather triggers—and offer long-term cost efficiency, risk retention options, and resilience against premium volatility and coverage gaps. Read More