Market News

Global commercial insurance rates declined 4 percent in Q4 2025, extending a six-quarter downward trend. Most regions recorded decreases, driven by insurer competition, favorable losses, and increased capacity. Property, financial, professional, and cyber rates fell, while casualty rates rose, led by US claims severity concerns amid ongoing global market recalibration. Read More

North Carolina's captive insurance industry saw continued growth in 2025, with strong support from regulators and the North Carolina Captive Insurance Association (NCCIA). The association is accepting speaker proposals for the 2026 NCCIA Annual Conference in Charlotte and has issued final membership dues notices. The event will highlight regulatory updates, networking, and industry education. Read More

A captive feasibility study helps organizations assess whether captive insurance aligns with their risk profile and strategic goals. It outlines purpose, evaluates structure, and supports informed decision-making. Over time, the study also serves as a reference for regulators and other stakeholders, helping guide captive formation from concept through implementation successfully. Read More

Public entities are increasingly turning to captive insurance to address hard-to-place risks, rising costs, and market volatility. This article examines key risks, benefits, captive structures, and future trends shaping the use of captives across the public sector. Read More

The Texas Department of Insurance has opened a captive insurance specialist position to support regulatory oversight of captives. The role was created through legislative action following Texas Captive Insurance Association advocacy and is viewed as critical to maintaining efficiency and continued growth in the Texas captive insurance market. Read More