Market News

The US property-casualty insurance sector is projected to outpace gross domestic product growth in 2025 and maintain underwriting profitability. Despite challenges from inflation and liability losses, stronger premium growth and stable replacement costs support industry gains. Workers compensation remains the top-performing line, while general liability continues to face underwriting losses. Read More

Industry experts discuss best practices for year-end success in captive insurance companies. Hear insights on renewals, governance, audits, and actuarial coordination from Milliman, Johnson Lambert, Hylant, and Father Flanagan's Boys Home. Learn how collaboration and timing can drive smoother, more efficient year-end outcomes. Read More

A new report from The Doctor's Company finds that economic and social inflation have added $4 billion to medical malpractice losses over the past decade. The study cites escalating verdicts, higher claim frequencies, and third-party litigation financing as key factors driving rising costs for physician-focused insurers. Read More

US commercial auto insurers reported $4.9 billion in underwriting losses in 2024, continuing a 14-year losing streak. Rising loss severity, inflation, and adverse loss development outpaced rate increases. Despite improved efficiency, insurers remain burdened by high liability claims and repair costs, according to AM Best's latest market segment report. Read More

Captive insurance offers a flexible way for businesses to manage growing cyber risks, including ransomware, supply chain interference, and threats driven by artificial intelligence. By tailoring coverage, filling commercial insurance gaps, and adapting to market shifts, captives enable companies to strengthen cyber-security resilience and recover quickly from disruptive events. Read More