Market News

The Bornhuetter-Ferguson technique is a widely used actuarial reserving method that combines expected loss assumptions with actual claims development to estimate ultimate losses. Frequently used in captive insurance programs and long-tail casualty lines, the method can help stabilize reserve estimates when claims data is immature or still developing. Read More

As cyber threats continue evolving, companies are increasingly using captive insurance to address coverage gaps, business interruption exposures, silent cyber risks, and emerging artificial intelligence-related challenges. The article examines how captives provide customizable cyber-risk financing solutions while supporting broader business resilience and governance strategies. Read More

Public entities are increasingly turning to captive insurance to address hard-to-place risks, rising costs, and market volatility. This article examines key risks, benefits, captive structures, and future trends shaping the use of captives across the public sector. Read More

State insurance regulators and global insurance leaders gathered at the 2026 National Association of Insurance Commissioners (NAIC) International Insurance Forum to discuss emerging risks, artificial intelligence (AI) oversight, cybersecurity, catastrophe resilience, and regulatory modernization. Officials highlighted international collaboration, data-driven supervision, and strategies to strengthen consumer protection and market stability amid evolving global insurance challenges. Read More

Tim Mosler of Pinnacle Actuarial Resources discusses trends in the medical professional liability (MPL) market, including nuclear verdict exposure, excess insurance pressures, and how captive insurance structures can help hospitals, physician groups, and healthcare organizations manage volatility, improve risk financing stability, and address challenges in the evolving MPL environment. Read More