Missouri's Personalized Regulatory Approach Strengthens Captive Insurance Outcomes

Missouri's captive insurance program is built on more than just regulatory compliance—it's grounded in personalized, hands-on support. In a recent discussion, Sam Komo, captive manager with the Missouri Department of Commerce and Insurance, explains that the state assigns dedicated regulators to each captive, maintains an experienced in-house team, and prioritizes real-time conversations, whether in Jefferson City or at a captive's own headquarters.

This proactive approach serves captives of all sizes and complexities, from small pure captives to sophisticated structures, helping them navigate challenges and optimize performance from the first filing onward.

By fostering direct engagement and long-term relationships, Missouri's model builds trust and confidence, fueling program growth and strengthening its position within the broader captive insurance community.