In this segment, Sam Komo, captive manager with the Missouri Department of Commerce and Insurance, highlights how Missouri’s regulatory model goes beyond compliance to deliver personalized, hands-on support. The team assigns regulators to individual captive insurance companies, maintains in-house staff, and prioritizes real-time conversations—whether in Jefferson City or at the captive’s headquarters.

This approach enables Missouri to assist captives of all sizes and complexities, helping them navigate challenges and optimize performance. Whether it’s a three-million-dollar pure or a highly sophisticated structure, Missouri’s goal is to ensure success from the very first filing.

Through direct engagement and ongoing dialogue, Missouri builds long-term relationships with its captives. Mr. Komo emphasizes that this commitment to service has been instrumental in the program’s growth and in fostering confidence across the business community.