Market News

Artificial intelligence (AI) offers captive insurance companies new opportunities to improve data analysis, reporting, and operational efficiency. While AI can help identify trends and streamline processes, key decisions involving governance, risk financing, coverage design, and strategy still require human expertise, judgment, and oversight to achieve successful outcomes. Read More

Blockchain is emerging as a potential tool for captive insurance programs, offering benefits such as improved transparency, automation, and data integrity. Industry experts highlight applications in claims management, reinsurance, and digital assets, while noting challenges related to regulation, data standardization, stakeholder adoption and integration with existing systems. Read More

Marsh has introduced Marsh Nexus Captive Solution, a cell captive structure designed to help multinational organizations manage international employee benefits risks and costs. The offering targets companies with more than $3 million in annual non-US benefits spending and reflects growing interest in captive-based approaches to employee benefits risk retention. Read More

AM Best's report explores the insurance implications of expanding data center development driven by artificial intelligence and cloud computing. Key exposures include business interruption, property damage, cyber events, construction delays, environmental liabilities, and infrastructure-related risks. The report also highlights opportunities for insurers to develop new coverage solutions. Read More

WTW's Commercial Lines Insurance Pricing Survey found US commercial insurance rates increased 2.5 percent in the first quarter of 2026, down from 5.3 percent a year earlier. Pricing softened across most commercial lines, while excess liability and commercial auto continued to post the largest, though moderating, rate increases. Read More