Market News

Gallagher Re's "Reinsurance Market Report: Results for Full-Year 2025" found reinsurers delivered strong profitability and capital growth in 2025. The report highlighted rising alternative capital, record underwriting performance, lower catastrophe loss impacts, and continued excess capital accumulation, while projecting returns in 2026 to remain above the cost of equity. Read More

A recent Howden article examining discussions from the Medical Professional Liability Association CEO/COO Conference highlighted growing reinsurance capacity, consolidation across the insurance sector, and changing dynamics within the medical professional liability market (MPL). Participants discussed capital levels, underwriting profitability, merger activity, and structural shifts shaping the MPL reinsurance landscape heading into 2026. Read More

WTW's "Advanced Analytics: Turning Promise into Profit" report examines how insurers are expanding artificial intelligence (AI) and advanced analytics across underwriting, pricing, claims, and reserving. The survey found analytics leaders achieved stronger profitability and premium growth, while insurers continue investing in automation, machine learning, and generative AI despite ongoing data and technology challenges. Read More

The Bornhuetter-Ferguson technique is a widely used actuarial reserving method that combines expected loss assumptions with actual claims development to estimate ultimate losses. Frequently used in captive insurance programs and long-tail casualty lines, the method can help stabilize reserve estimates when claims data is immature or still developing. Read More

As cyber threats continue evolving, companies are increasingly using captive insurance to address coverage gaps, business interruption exposures, silent cyber risks, and emerging artificial intelligence-related challenges. The article examines how captives provide customizable cyber-risk financing solutions while supporting broader business resilience and governance strategies. Read More