Market News

Before launching a captive, business owners must move through a thoughtful formation process. This video walks through defining goals, identifying insurable risks, and partnering with a captive manager and advisers. It also outlines selecting a structure and domicile, securing licensing, completing incorporation, and establishing ongoing governance for long-term success. Read More

Gallagher Re's Global InsurTech Report examines how artificial intellience (AI) is transforming commercial insurance through enhanced underwriting, workflow automation, and claims analytics. The report details global InsurTech funding activity, investor participation, and the rising dominance of AI-centered solutions across commercial lines, highlighting key trends influencing insurers and technology partners. Read More

Rising healthcare costs and escalating claim severity are pushing employers toward captive insurance solutions and aligned pharmacy benefit managers. Insights from a stop-loss leadership roundtable show how captives provide collaboration, data transparency, and strategic leverage, helping employers stabilize expenses, improve outcomes, and build long-term sustainability in self-funded health plans. Read More

Aon's Q3 2025 report highlights widespread softening across property, cyber, and directors and officers due to strong capacity and competition. US casualty remains difficult as loss severity and litigation continue to rise. Buyers are encouraged to use current conditions to strengthen programs, review limits, and reinvest savings in long-term resilience. Read More

AM Best has revised its outlook for the US excess and surplus (E&S) lines insurance segment from positive to stable, citing rate softening, slower premium growth, and tightening capacity. Despite ongoing demand and profitability, operational challenges and increased scrutiny in fronted programs signal more cautious conditions for insurers operating in this market. Read More