Market News

Actuarial services are essential to navigating the complexities of property and casualty insurance. By asking critical questions, companies can gain clearer insight into reserves, assumptions, benchmarks, and risk levels. This guidance highlights 10 key questions every organization—whether captive insurer or traditional—should consider when working with an actuary. Read More

Aon's 2025 Global Risk Management Survey reveals geopolitical volatility entering the top 10 business risks for the first time. Cyber threats remain the top concern, while artificial intelligence and climate change rise in future risk forecasts. The findings highlight a growing need for integrated, proactive risk strategies across industries. Read More

Medical stop-loss coverage through captive insurance enables employers to limit exposure to high-cost healthcare claims. In a volatile environment of rising costs and unpredictable claims, captives provide stability, transparency, and control. Employers benefit from tailored plan design, proactive funding strategies, and pharmacy benefit savings, ensuring sustainable healthcare management. Read More

Swiss Re's article, authored by Andrea Scascighini, analyzes behavioral forces behind rising US liability verdicts. The study finds litigation is increasingly normalized, injury severity outweighs company size in jury awards, and demographic factors shape outcomes. These trends heighten risks for both large corporations and small and medium-sized enterprises, driving systemic insurance challenges. Read More

Group captive insurance offers organizations greater control, transparency, and collaboration while reducing costs and enabling dividend potential. Extending across casualty and medical stop loss programs, these member-owned structures support customized strategies, improved claims management, and long-term financial stability for companies seeking alternatives to the traditional insurance market. Read More