Market News

The Federation of European Risk Management Associations (FERMA) "ESG—Toolbox for Captives" outlines how captive insurance companies can support environmental, social, and governance (ESG) goals within risk financing programs. The report details practical steps across underwriting, claims, investments, and data management, illustrating how captives can reinforce organizational sustainability objectives through everyday insurance activities. Read More

Ivans released its Q3 2025 Ivans Index reporting year-over-year increases in average premium renewal rates across major commercial lines, excluding workers compensation. Quarter-over-quarter results varied, with most lines showing lower average renewal rate changes than Q2, while general liability and workers compensation recorded quarter-over-quarter increases. Read More

Global commercial insurance rates fell 4 percent in third quarter 2025, continuing a 5-quarter decline, Marsh reported. All regions saw drops, especially in property, cyber, and financial lines. Casualty insurance rose 3 percent, driven by US litigation trends. Favorable reinsurance pricing and increased market capacity contributed to the ongoing softening of insurance rates. Read More

Aon's October 2025 D&O Insight highlights increasing directors and officers (D&O) exposures from False Claims Act enforcement and trade secret disputes. The report details recent US Department of Justice cases involving kickbacks, cyber-security misrepresentation, and tariff evasion, emphasizing the importance of reviewing D&O coverage to address these expanding regulatory and litigation risks. Read More

Milliman's Samantha Poulin and Craig Brophy join Joel Appelbaum to explore governance best practices for captives. They discuss strategic reviews, board education, and the value of actuarial collaboration. The episode highlights how data-driven insights strengthen governance and align captive strategies with organizational goals. Read More