Market News

AM Best reports the US economy is expected to grow 2.4 percent in 2026, outperforming other advanced economies despite trade tensions, policy uncertainty, and a cooling labor market. Personal consumption remains the main driver of gross domestic product, though slower job growth may temper income gains and future spending in coming quarters. Read More

TDC Group's report outlines key forces shaping US healthcare through 2026, including artificial intelligence integration, rising medical malpractice verdicts, hospital closures, liability reform efforts, reproductive healthcare risks, and the expansion of home-based care. The report emphasizes evolving legal exposure, digital transformation, and the enduring central role of physicians. Read More

Environmental, social, and governance (ESG) risk is now firmly on the agenda of most captives' boards of directors and is a double-edged sword for captives. Read More

AM Best revised its outlook for the US directors and officers (D&O) liability insurance segment to stable from negative, citing moderating rate declines and strong 2024 loss ratios. The report warns of margin pressure, rising claims severity, and evolving risks, including cyber threats, artificial intelligence, and geopolitical uncertainty. Read More

Benchmarking a captive insurance company requires more than reviewing the bottom line. Owners and boards should monitor reserve adequacy, retention rates, underwriting standards, governance practices, and dividend policies. These benchmarks help determine whether a captive is performing effectively or falling short of its long-term financial and strategic goals. Read More