Market News

Swiss Re, Munich Re, Hannover Re, and SCOR posted strong 2024 results and remain committed to 2025 profit goals. An AM Best report attributes their stability to firm pricing, disciplined underwriting, and demand for life reinsurance, even amid wildfire losses and early market softening. Read More

Emerging risks such as cyber threats, climate change, pandemics, and artificial intelligence are challenging traditional insurance markets. Captive insurance provides flexibility, tailored coverage, and direct access to reinsurance, making it a valuable alternative. By addressing data scarcity and regulatory uncertainty, captives help organizations manage volatility and protect against evolving exposures. Read More

The August issue of "Captive Insurance Company Reports" ("CICR") examines Vermont's reputation as the US gold standard for captives, outlines Malta's protected cell company regime, and reviews the Captive Insurance Companies Association Amplify Women and NEXTGen initiatives. It also highlights the role of captives in higher education and evolving uses of alternative risk transfer. Read More

Missouri mutual insurers turned losses into profits in 2024 by creating a captive insurance reinsurance pool. The pool lowered reinsurance costs, stabilized operations, and protected rural markets. With membership expanding in 2025, it has become a vital structure ensuring the long-term stability of Missouri's mutual insurance industry. Read More

Swiss Re’s report, P&C Trend Spotlight: Artificial Intelligence (AI), examines how AI is reshaping property and casualty (P&C) insurance. It highlights advances in underwriting, claims handling, distribution, and risk prevention, while also noting challenges such as ethics, bias, and regulation. The report stresses responsible adoption and industry collaboration. Read More