Market News
Glossary Spotlight: Calendar Year Experience
Calendar year experience measures incurred losses and loss adjustment expenses recognized during a specific accounting year relative to earned premium. In captive insurance programs, the metric reflects both current-year claim activity and reserve development from prior years, making it an important tool for evaluating underwriting performance, reserve adequacy, and financial trends. Read More
Data Accessibility and AI Continue to Shape Captive Insurance Operations
Christina Card Zbar of Piko Labs AI discusses how structured data and artificial intelligence (AI) are influencing captive insurance operations. The Q&A explores operational inefficiencies, data accessibility, reinsurance placement, legacy systems, and the growing importance of oversight and security as captive managers adopt AI-enabled tools for reporting and decision-making. Read More
Gallagher Re Report Highlights Strong Reinsurance Market Results
Gallagher Re's "Reinsurance Market Report: Results for Full-Year 2025" found reinsurers delivered strong profitability and capital growth in 2025. The report highlighted rising alternative capital, record underwriting performance, lower catastrophe loss impacts, and continued excess capital accumulation, while projecting returns in 2026 to remain above the cost of equity. Read More
Reinsurance Capacity, Consolidation Shape MPL Market Outlook
A recent Howden article examining discussions from the Medical Professional Liability Association CEO/COO Conference highlighted growing reinsurance capacity, consolidation across the insurance sector, and changing dynamics within the medical professional liability market (MPL). Participants discussed capital levels, underwriting profitability, merger activity, and structural shifts shaping the MPL reinsurance landscape heading into 2026. Read More
WTW Survey Highlights Growing AI and Analytics Adoption by Insurers
WTW's "Advanced Analytics: Turning Promise into Profit" report examines how insurers are expanding artificial intelligence (AI) and advanced analytics across underwriting, pricing, claims, and reserving. The survey found analytics leaders achieved stronger profitability and premium growth, while insurers continue investing in automation, machine learning, and generative AI despite ongoing data and technology challenges. Read More