Market News
S&P: Reinsurers Face Pricing Pressure but Remain Resilient
S&P maintains a stable view of global reinsurance, supported by strong capitalization and operating results. However, abundant traditional and alternative capacity is expected to soften pricing and reduce underwriting margins through 2027. Natural catastrophes, social inflation, and geopolitical instability remain key risks, while investment income and life reinsurance support earnings. Read More
Fitch Keeps Global Reinsurance Outlook Deteriorating for 2027
Fitch Ratings maintains a deteriorating outlook for global reinsurance in 2027 as abundant capacity drives further pricing declines. Rising claims costs, inflation, climate change, and emerging liabilities are expected to pressure margins and earnings. Strong capital, underwriting discipline, reserve releases, and investment income should help reinsurers manage worsening conditions. Read More
Captive Insurance Cessions Drop Amid Health Reinsurance Growth
US health insurers are increasingly using reinsurance to manage rising medical costs, catastrophic claims, and capital needs. Ceded premiums reached $203 billion in 2025, while stop-loss reinsurance grew sharply. Although captive insurance premiums declined, unaffiliated reinsurance gained market share as insurers sought greater capital efficiency and reduced earnings volatility. Read More
Lloyd's Reinsurance Pricing Supports Near-Term Profitability
AM Best expects Lloyd's reinsurance segment to maintain adequate pricing and positive near-term underwriting performance despite a softening market. The report emphasizes continued performance oversight as the underwriting cycle weakens. Longer-term results remain volatile because of significant catastrophe exposure, particularly in property catastrophe excess-of-loss business and other reinsurance lines. Read More
Why Specialization Matters When Forming a Captive Insurance Company
Specialized insurance providers can improve captive performance through precise underwriting, credible loss forecasting, industry-focused claims management, targeted risk control, and efficient collateral use. Their expertise helps organizations make better capital and funding decisions, reduce uncertainty, manage large losses, and pursue more stable, predictable, and sustainable long-term financial results over time. Read More