Market News

AM Best reports continued underwriting losses in the US medical professional liability (MPL) market, driven by rising claims severity and social inflation. Premium growth slowed despite increases, while investment income supported profitability. Reserve development benefits declined, and regulatory differences across states continue to shape insurer performance and financial outcomes. Read More

Captive insurance is increasingly used to address cyber risk as organizations face rising costs, coverage gaps, and evolving threats. Companies are leveraging captives to finance exposures, customize coverage, and improve risk control. As the commercial market shifts, captives continue to play a strategic role in managing cyber-insurance programs. Read More

Cyber-insurance premiums rebounded in 2025, driven by increased policy volume despite softer pricing. Rising incurred losses and artificial intelligence-driven threats are complicating underwriting and increasing risk. While profitability remains, insurers face pressure from inexperienced entrants, evolving cyber exposures, and challenges in modeling risk within a still relatively small market segment. Read More

Jeremy Colombik of Management Services International discusses how captive insurance can address hard-to-place risks using unrated and nonadmitted paper. Learn how fronting arrangements, cost efficiency, and custom coverage options can create flexible, compliant solutions for industries facing traditional market limitations. Read More

Captive insurance success depends on more than funding and compliance—it starts with strategy. This video highlights how goal setting, teamwork, and documentation work together to align business objectives with daily operations, creating a foundation for efficiency and sustainable performance. Read More