Market News

The North Carolina Captive Insurance Association (NCCIA) November update confirms 2026 membership dues will remain unchanged, recognizes board member Leane Rafalko as an influential industry leader, and highlights a CAPTIVE NOW podcast featuring North Carolina Department of Insurance leadership. The association is also seeking a sponsor for the 2026 NEXTGen Amplify Women™ Breakfast and shared its Thanksgiving office closure. Read More

AM Best maintains a negative outlook for the US health insurance industry in 2026 due to rising medical costs, higher patient acuity, and deteriorating Affordable Care Act risk pools. Pressure continues across Medicare Advantage, Managed Medicaid, and commercial plans, with profitability unlikely to recover fully before late 2026 or 2027. Read More

Before launching a captive, business owners must move through a thoughtful formation process. This video walks through defining goals, identifying insurable risks, and partnering with a captive manager and advisers. It also outlines selecting a structure and domicile, securing licensing, completing incorporation, and establishing ongoing governance for long-term success. Read More

Gallagher Re's Global InsurTech Report examines how artificial intellience (AI) is transforming commercial insurance through enhanced underwriting, workflow automation, and claims analytics. The report details global InsurTech funding activity, investor participation, and the rising dominance of AI-centered solutions across commercial lines, highlighting key trends influencing insurers and technology partners. Read More

Rising healthcare costs and escalating claim severity are pushing employers toward captive insurance solutions and aligned pharmacy benefit managers. Insights from a stop-loss leadership roundtable show how captives provide collaboration, data transparency, and strategic leverage, helping employers stabilize expenses, improve outcomes, and build long-term sustainability in self-funded health plans. Read More