Market News

AM Best reports US cyber-insurance premiums reached $7.5 billion in 2025, with limited underlying growth despite higher reported premiums. Surplus lines insurers continue expanding market share as loss ratios rise. The report also highlights increased third-party claims, growing class action activity, captive insurance use among large companies, and ongoing opportunities among small businesses. Read More

The June 2026 North Carolina Captive Insurance Association newsletter outlines a North Carolina Department of Insurance restructuring that will shift oversight of domestic risk retention groups to the Financial Analysis Division beginning July 1, 2026. The newsletter notes that the regulation of North Carolina-domiciled captive insurance companies and approved cell structures will remain unchanged. Read More

The US property/casualty (P&C) insurance industry reported stronger first-quarter 2026 results, posting a $15.8 billion underwriting gain and a 92.4 percent combined ratio. Personal auto underwriting improved, while premium growth slowed and casualty lines remained challenged. Insurers also returned $6.2 billion to policyholders through dividends amid moderating catastrophe losses. Read More

Gallagher Re's latest Global InsurTech Report explores how artificial intelligence (AI) is creating new liability exposures for businesses and insurers. The report examines emerging AI liability products, the rise of "silent AI" risks, evolving policy language, and the insurance industry's response as AI adoption accelerates across the global economy. Read More

Airmic's 2026 Captives Survey, conducted with Artex and HDI, examines how organizations use captive insurance for risk financing, reinsurance access, and expanding coverage needs. The survey also explores governance practices, technology adoption, domicile selection, and growing interest in a proposed UK captive insurance framework. Read More