Market News

AM Best has revised its outlook for the US excess and surplus (E&S) lines insurance segment from positive to stable, citing rate softening, slower premium growth, and tightening capacity. Despite ongoing demand and profitability, operational challenges and increased scrutiny in fronted programs signal more cautious conditions for insurers operating in this market. Read More

Premium renewal rates across most major commercial lines increased in October 2025 compared to both the prior month and the previous year, according to the latest Ivans Index data. The only exception was workers compensation, which continued its downward trend. Read More

Before launching a captive insurance company, organizations conduct a feasibility study to assess purpose, risks, structure, and domicile options. This video breaks down the process, including actuarial analysis and pro forma financial modeling, and explains how the study informs decision-making and regulatory approval while shaping future program direction. Read More

AM Best's latest report outlines how regulatory reforms, market conditions, and evolving domicile activity are influencing the European captive insurance market. Captives continue to expand coverage, adjust reinsurance strategies, and benefit from strong capitalization. Solvency II amendments and new national frameworks are expected to further shape the sector through 2027. Read More

Risk retention groups (RRGs) allow healthcare organizations to collaboratively manage liability risk, improve claims outcomes, and control insurance costs. Formed under the Liability Risk Retention Act, RRGs offer stability, tailored coverage, and access to reinsurance, while incentivizing strong risk management and member compliance despite initial capitalization requirements. Read More