Market News

Midwest businesses have more nearby options when choosing a captive domicile. Iowa, Michigan, and Missouri are developing their captive insurance programs as companies weigh location, regulatory relationships, and long-term goals. Regulators and industry experts discuss what draws businesses to these states and how the domiciles are evolving. Read More

Kroll Bond Rating Agency (KBRA) examines how lower property-catastrophe reinsurance prices could improve property-casualty (P&C) insurer earnings, capital generation, and access to protection. However, credit benefits depend on management decisions, including whether savings strengthen capital and coverage or support aggressive growth, higher retentions, weaker pricing discipline, or increased shareholder distributions in the softer reinsurance market. Read More

Anne Marie Towle and Alex Gedge of Hylant examine how captive insurance can support managing general agent (MGA) program business. They discuss fronting relationships, risk participation, underwriting discipline, capital adequacy, board oversight, and performance monitoring as programs grow, along with the importance of keeping the captive aligned with the MGA's long-term strategy. Read More

US commercial insurance prices rose just 0.5 percent in the second quarter of 2026, according to Willis Towers Watson. Most lines recorded increases, although pricing moderated broadly. Commercial property posted the largest decrease, while excess and umbrella liability had the largest increases. Large accounts recorded their first price decline since 2017. Read More

Latin America's reinsurance market continues to grow despite prolonged soft conditions, according to AM Best. Abundant capacity is helping insurers strengthen catastrophe protection, while casualty, specialty, life, and health reinsurance expand. Brazil remains a key market as insurers increasingly cede premiums offshore amid an evolving regulatory environment and economic uncertainty. Read More