Market News

Captive insurance organizations are using artificial intelligence (AI) and automation to streamline claims, reporting, finance, and policy administration. Industry executives say connected, reliable data is essential for successful adoption. AI can reduce repetitive work and identify exceptions, but professionals must retain authority over coverage, capital, governance, and key material financial decisions. Read More

Risk Management Advisors explores the benefits of captive insurance companies for risk management. Learn how they reduce costs, manage claims, and offer tailored solutions. Read More

AM Best examines the United Kingdom's proposed regulatory framework for single-parent captives. The regime would offer proportional capital requirements, simplified reporting, flexible operating structures, and faster authorization. Although these provisions could strengthen the United Kingdom's position as a captive domicile, taxation and limited domestic captive experience may affect participation by parent companies. Read More

Real estate group captives are emerging as an option for midsized owners with strong loss experience. By retaining predictable working-layer property and liability losses, using rated fronting insurer paper, and transferring catastrophic exposures to global reinsurers, these programs seek to provide greater control over risk financing and total insurance costs. Read More

Butler University uses its captive insurance program to give students practical experience in underwriting, finance, loss control, actuarial analysis, and governance. The program also supports the university's broader risk-financing strategy. Its experience shows that educational value and long-term captive success depend on leadership continuity, institutional support, and carefully coordinated decision-making. Read More