Market News

North American property and casualty insurers are seeing improved profitability and premium growth from advanced analytics and artificial intelligence (AI) adoption, according to WTW. While underwriting use is widespread, claims adoption is accelerating. Data quality and information technology challenges remain barriers as insurers expand investments and integrate AI, including generative tools, across operations. Read More

The article outlines a shift toward holistic risk management, emphasizing data-driven decision-making through metrics like insurance return on investment, financial risk-bearing capacity, and economic cost of risk. It positions insurance as a strategic asset, helping organizations optimize capital, reduce volatility, and align risk strategies with long-term business objectives. Read More

US property-casualty (P&C) insurers reported a $60.9 billion underwriting gain in 2025, nearly triple 2024 results, driven by premium growth, improved combined ratios, and lower catastrophe losses. Higher investment income boosted operating results, though net income declined due to reduced capital gains. Policyholder surplus rose 11.4 percent to $1.19 trillion. Read More

Aon's report examines how automation, climate risk, and competition for specialized skills are transforming insurance workforce strategies. It highlights the need for digital fluency, hybrid roles, and stronger alignment between talent and business goals. Insurers must invest in reskilling and modernize employee value propositions to remain competitive. Read More

The insurance-linked securities market is projected to grow in 2026, though at a slower pace as investors adjust to softer conditions. Record capacity, rising catastrophe (cat) risks, and increased reinsurance demand are driving activity, while diversification across perils and regions and evolving investment strategies continue to shape market expansion and resilience. Read More