Market News

Willis Towers Watson's (WTW's) Q1 2025 Commercial Lines Insurance Pricing Survey reports a 5.3 percent increase in US commercial insurance prices. Most lines saw price hikes, with excess liability leading and workers comp and cyber remaining flat. Large accounts and property lines showed slowing growth, while loss ratios continued to develop favorably. Read More

Aon's "Client Trends 2025" report identifies trade, technology, weather, and workforce as interconnected megatrends driving global business disruption. The report urges system-level decision-making to manage compounding risks, emphasizing climate impacts, evolving workforce needs, and regulatory complexity as key areas requiring integrated strategies across operations, human capital, and risk functions. Read More

Aon's "2024 Year in Review" highlights shifts in securities litigation, increased enforcement on artificial intelligence (AI) and cyber disclosures, and key court decisions affecting coverage and liability. The report offers insights into regulatory developments, policy exclusions, and risk trends shaping executive liability insurance and compliance strategies across industries. Read More

As agriculture faces rising climate, regulatory, and operational risks, captive insurance provides a flexible alternative to traditional markets. Captives allow for customized coverage—such as parametric policies tied to weather triggers—and offer long-term cost efficiency, risk retention options, and resilience against premium volatility and coverage gaps. Read More

Managing general agents (MGAs) and delegated underwriting authority enterprises generated $89.9 billion in premiums in 2024, a 15 percent rise and the fourth year of double-digit growth. AM Best's report attributes this to niche market expansion, more nonexclusive MGA partnerships, and strategic investment. Over 700 MGAs met National Association of Insurance Commissioners thresholds, with 6 exceeding $1 billion in premiums. Read More