Market News

The South Carolina Department of Insurance Captive Insurance Division is hiring for two positions, including a supervising financial analyst and a senior auditor—financial analyst. The roles focus on captive insurance solvency monitoring, financial analysis, and regulatory oversight within the department’s Financial Regulation and Solvency Division. Read More

As organizations face growing executive liability exposures and evolving directors and officers (D&O) market conditions, captive insurance is emerging as a strategic risk financing tool. This article examines how captives are being used for Side A, B, and C coverage; the structures supporting these programs; and the regulatory, capital, and governance considerations involved. Read More

Calendar year experience measures incurred losses and loss adjustment expenses recognized during a specific accounting year relative to earned premium. In captive insurance programs, the metric reflects both current-year claim activity and reserve development from prior years, making it an important tool for evaluating underwriting performance, reserve adequacy, and financial trends. Read More

Christina Card Zbar of Piko Labs AI discusses how structured data and artificial intelligence (AI) are influencing captive insurance operations. The Q&A explores operational inefficiencies, data accessibility, reinsurance placement, legacy systems, and the growing importance of oversight and security as captive managers adopt AI-enabled tools for reporting and decision-making. Read More

Gallagher Re's "Reinsurance Market Report: Results for Full-Year 2025" found reinsurers delivered strong profitability and capital growth in 2025. The report highlighted rising alternative capital, record underwriting performance, lower catastrophe loss impacts, and continued excess capital accumulation, while projecting returns in 2026 to remain above the cost of equity. Read More