Captive Basics

A risk retention group (RRG) can be an option for insurance buyers facing common challenges in the traditional liability insurance market. An RRG can offer premium savings, options for obtaining difficult-to-get coverages or limits, and incentives for reducing claims activity. Read More

There are five key questions to ask before deciding whether to form a captive insurance company. We rank the questions in order of importance and provide a road map for prospective captive owners to consider. Read More

The latest IRMI Podcast on the International Risk Management Institute's (IRMI) and Captive.com's Captive Podcasts pages features Matthew Queen, owner of The Queen Firm, LLC, discussing how to use captive insurance to manage insurance market cycles. Mr. Queen is the author of Modern Captive Insurance. Read More

The initial process of forming a captive involves a few basic but important steps. First, identify your insurance/risk problem or opportunity and then interview and select a domicile-approved captive management firm. Your captive manager will play a critical role in guiding you through the process. Read More

Captive insurance refers to a subsidiary corporation established to provide insurance to the parent company and its affiliates. A captive insurance company represents an option for many organizations that want to take financial control and manage risks by underwriting their own insurance rather than paying premiums to third-party insurers. Read More