Market News
Artificial Intelligence and Risk Retention Groups: Practical Lessons for Captive Insurance
Julie Bordo discusses how artificial intelligence (AI) is transforming operations inside a healthcare risk retention group. The conversation covers claims management, underwriting, AI governance, cyber security, workflow automation, and why human judgment remains essential as captive insurance organizations adopt new technology to improve efficiency and strengthen risk management. Learn More
Captive Insurance Addresses Coverage Gaps in Psychedelic Care
As psychedelic-assisted care expands, organizations face challenges securing traditional insurance coverage. Captive insurance is emerging as an alternative risk financing tool for treatment providers, advocacy groups, and researchers. Industry experts discuss regulatory developments, key liability exposures, risk management considerations, and efforts to establish association captive insurance programs. Learn More
Guy Carpenter Report Finds Soft Reinsurance Market Persists
Guy Carpenter's July 2026 Reinsurance Renewal Report says abundant capital and competitive market conditions continued to soften property reinsurance pricing at July 1 renewals. The report also highlights growth in catastrophe bonds and parametric solutions, evolving casualty market dynamics, and expected marine pricing impacts from the Baltimore bridge collapse. Read More
US Cyber-Insurance Premium Growth Slows as Surplus Lines Expand
AM Best reports US cyber-insurance premiums reached $7.5 billion in 2025, with limited underlying growth despite higher reported premiums. Surplus lines insurers continue expanding market share as loss ratios rise. The report also highlights increased third-party claims, growing class action activity, captive insurance use among large companies, and ongoing opportunities among small businesses. Read More
North Carolina Department of Insurance Restructures Oversight of Risk Retention Groups
The June 2026 North Carolina Captive Insurance Association newsletter outlines a North Carolina Department of Insurance restructuring that will shift oversight of domestic risk retention groups to the Financial Analysis Division beginning July 1, 2026. The newsletter notes that the regulation of North Carolina-domiciled captive insurance companies and approved cell structures will remain unchanged. Read More
US P&C Insurers Rebound in Q1 as Combined Ratio Improves
The US property/casualty (P&C) insurance industry reported stronger first-quarter 2026 results, posting a $15.8 billion underwriting gain and a 92.4 percent combined ratio. Personal auto underwriting improved, while premium growth slowed and casualty lines remained challenged. Insurers also returned $6.2 billion to policyholders through dividends amid moderating catastrophe losses. Read More
Gallagher Re: AI Liability Emerging as New Risk Category for Insurance Industry
Gallagher Re's latest Global InsurTech Report explores how artificial intelligence (AI) is creating new liability exposures for businesses and insurers. The report examines emerging AI liability products, the rise of "silent AI" risks, evolving policy language, and the insurance industry's response as AI adoption accelerates across the global economy. Read More