Market News

D&O Insurers Focus on Profitability as Risks and Competition Shift

March 4, 2026

AM Best reports that US directors and officers (D&O) liability insurers are prioritizing long-term profitability as competitive market conditions and evolving risks shape the sector. While rate stabilization and improved loss ratios support a stable outlook, pricing competition, excess capacity, and potential reserve development from prior underwriting years could pressure margins. Read More


ILS Market Enters Strategic Phase as Capital Returns Selectively

March 4, 2026

The insurance-linked securities (ILS) market is evolving as capital returns with greater discipline and strategic intent. Catastrophe bonds are becoming core components of insurer and reinsurer risk management programs, while investors prioritize transparency, strong analytics, and aligned structures. Market participants say ILS now play a central role alongside traditional reinsurance capacity. Read More


Role of the Board in Captive Insurance Governance

March 3, 2026

Boards of directors are central to captive insurance governance, balancing compliance, financial oversight, and risk strategy. Requirements differ across domiciles: Vermont mandates a resident director, Cayman applies fit-and-proper standards, Bermuda requires a principal representative, and Delaware offers flexibility. Strong boards safeguard solvency and align captives with long-term objectives. Read More


Marsh Warns of Decision Paralysis Amid Geopolitical Shift

March 2, 2026

Marsh's Political Risk Report 2026 examines how accelerating geopolitical change is reshaping trade, conflict, finance, and digital infrastructure. The report highlights rising tariff friction, regulatory fragmentation, conflict exposure, and credit pressures, urging organizations to integrate long-term geopolitical analysis into risk management and strategic planning to avoid decision paralysis. Read More


AI Adoption Accelerates as Governance and Risk Lag

February 26, 2026

Gallagher's global survey of 1,200 businesses shows artificial intelligence (AI) adoption accelerating, with 63 percent implementing AI and 82 percent reporting positive impact. However, skills gaps, governance weaknesses and emerging insurance exposures persist. Most organizations expect AI returns within 28 months as risk management frameworks and policy language continue evolving. Read More