Market News
Glossary Spotlight: Bornhuetter-Ferguson Technique
The Bornhuetter-Ferguson technique is a widely used actuarial reserving method that combines expected loss assumptions with actual claims development to estimate ultimate losses. Frequently used in captive insurance programs and long-tail casualty lines, the method can help stabilize reserve estimates when claims data is immature or still developing. Learn More
Cyber Risk Is Business Risk, Making Captive Insurance Even More Valuable
As cyber threats continue evolving, companies are increasingly using captive insurance to address coverage gaps, business interruption exposures, silent cyber risks, and emerging artificial intelligence-related challenges. The article examines how captives provide customizable cyber-risk financing solutions while supporting broader business resilience and governance strategies. Learn More
Captive Insurance and Public Entities: Expanding the Role of Captives in the Public Sector
Public entities are increasingly turning to captive insurance to address hard-to-place risks, rising costs, and market volatility. This article examines key risks, benefits, captive structures, and future trends shaping the use of captives across the public sector. Read More
NAIC Forum Focuses on Global Insurance Risks, AI, Resilience
State insurance regulators and global insurance leaders gathered at the 2026 National Association of Insurance Commissioners (NAIC) International Insurance Forum to discuss emerging risks, artificial intelligence (AI) oversight, cybersecurity, catastrophe resilience, and regulatory modernization. Officials highlighted international collaboration, data-driven supervision, and strategies to strengthen consumer protection and market stability amid evolving global insurance challenges. Read More
Medical Professional Liability Pressures Shape Captive Insurance Strategies for Healthcare Providers
Tim Mosler of Pinnacle Actuarial Resources discusses trends in the medical professional liability (MPL) market, including nuclear verdict exposure, excess insurance pressures, and how captive insurance structures can help hospitals, physician groups, and healthcare organizations manage volatility, improve risk financing stability, and address challenges in the evolving MPL environment. Read More
Healthcare Liability Trends and the Role of Captive Insurance
As liability costs and claim severity rise, healthcare organizations increasingly use captive insurance to manage risks like medical malpractice, cyber exposure, and regulatory challenges. Captives offer tailored coverage, cost efficiency, and strategic control—making them a vital tool for hospitals, physician groups, and long-term care providers. Read More
Reinsurance Capital and Profitability Surge in Strong 2025 Results
Gallagher Re's 2025 reinsurance market report highlights strong profitability and capital growth, with return on equity reaching 19.3 percent and capital rising to $648 billion. While underwriting improved and catastrophe losses were lower, revenue growth slowed. The report expects returns to moderate in 2026 but remain above the cost of equity. Read More