Market News
AI Adoption Accelerates as Governance and Risk Lag
Gallagher's global survey of 1,200 businesses shows artificial intelligence (AI) adoption accelerating, with 63 percent implementing AI and 82 percent reporting positive impact. However, skills gaps, governance weaknesses and emerging insurance exposures persist. Most organizations expect AI returns within 28 months as risk management frameworks and policy language continue evolving. Learn More
Gallagher Re Reports Softening Facultative Reinsurance Market
Gallagher Re's January 2026 report finds global facultative reinsurance markets have entered a softer phase. Property rates are declining across most regions, while casualty conditions remain mixed, particularly in US auto and umbrella lines. Abundant capacity and competition are expected to sustain broadly soft conditions through 2026. Learn More
Cayman Reinsurance Assets Reach $101B in 2025
Cayman reinsurance assets climbed to $101 billion in 2025, up 341 percent since 2020, according to Cayman Finance citing CIMA data. Company formations, premiums, and US life and annuity reinsurance activity increased, with growth supported by regulatory capital standards and National Association of Insurance Commissioners-compliant collateral structures. Read More
AM Best: US P&C Results Surge in 2025, Pressure Looms
AM Best reports the US property-casualty (P&C) insurance industry posted its strongest results in a decade in 2025, with net underwriting income projected to reach $39 billion and the combined ratio improving to 95.0. However, moderating rate trends, rising claims costs and catastrophe risk may pressure margins in 2026. Read More
Oklahoma Captive Insurers Reach Record Growth in 2025
Oklahoma's captive insurance program achieved record growth in 2025, posting a net gain of 10 licensed captive insurers and surpassing its previous high. Since 2022, the program has expanded 64 percent, reflecting increased applications, regulatory oversight, and renewed confidence in Oklahoma as a competitive captive insurance domicile. Read More
NAIC Sets 2026 Priorities on Capital, Data, and AI
The National Association of Insurance Commissioners (NAIC) adopted its 2026 strategic priorities, focusing on capital and investment framework reforms, expanded data analytics, catastrophe resilience and climate risk guidance, and oversight of artificial intelligence (AI) and cyber security. The agenda underscores coordinated state-based regulation to strengthen insurer solvency, consumer protection, and market stability through nationwide collaboration. Read More
France's Captive Insurance Regime Sees Measured Growth Following Reform
France's captive insurance market continues to develop following reforms introduced under the 2023 Finance Act. Trade reporting indicates rising approvals of captive reinsurance entities and expanded corporate participation. While growth has accelerated, France remains smaller than established European domiciles, with future expansion dependent on regulatory stability and corporate demand. Read More