Market News
Applying AI in Captive Insurance: Practical Use Cases and Considerations
This article explores how captive insurance programs are applying artificial intelligence (AI) across underwriting, claims, operations, and analytics. It highlights practical use cases, adoption challenges, and governance considerations, emphasizing data quality, human oversight, and incremental implementation to improve efficiency, enhance decision-making, and support evolving captive strategies. Learn More
Captive Insurance Examinations: What to Expect and How to Prepare
This article examines captive insurance examinations, including how they are conducted, what regulators evaluate, and how organizations can prepare. It highlights differences across domiciles, the role of communication and documentation, and how strong governance, service providers, and alignment with the business plan contribute to a smooth and efficient examination process. Learn More
Asia, India Reinsurance Renewals Show Continued Softening
Global reinsurance pricing continued to decline across Asia and India during April 1 renewals, driven by excess capacity and low catastrophe losses. Markets remained competitive with stable terms, while reinsurers maintained coverage despite Middle East conflict risks influencing specialty lines and underwriting decisions. Read More
AM Best Maintains Stable Outlook for London Market Insurance Segment
AM Best's report affirms a stable outlook for the London market insurance segment, with adequate pricing expected to support underwriting performance. Profitability may moderate in 2026, while catastrophe exposure, geopolitical risks, social inflation, and increasing alternative capital continue to shape market conditions and risk management strategies. Read More
Building a Captive: From Application to Ongoing Strategy
This article outlines best practices for captive insurance applications and business plans, covering feasibility, regulatory expectations, financial requirements, and governance. Drawing on insights from industry practitioners, it highlights common pitfalls, the importance of consistency, and how captives evolve over time through ongoing review and structural adjustments. Read More
Captive Insurance and Domicile Strategy: A Practical Framework
A World Captive Forum panel explored how captive insurance domicile selection has evolved into a strategic decision. Speakers emphasized operating model fit, regulatory alignment, tax considerations, and market access as key factors influencing long-term success, flexibility, and the need to align domicile choice with both current and future captive objectives. Read More
Unlocking Capital in Captive Insurance Through Liability Transfers
Captive insurance companies can address legacy liabilities through liability transfer solutions such as loss portfolio transfers and novations. These strategies support capital efficiency, reduce risk, and streamline operations. A simplified modeling framework helps captive owners evaluate potential transactions and quantify capital release, enabling more informed strategic and financial decision-making. Read More