Market News
Butler University Uses Captive Insurance for Experiential Learning
Butler University uses its captive insurance program to give students practical experience in underwriting, finance, loss control, actuarial analysis, and governance. The program also supports the university's broader risk-financing strategy. Its experience shows that educational value and long-term captive success depend on leadership continuity, institutional support, and carefully coordinated decision-making. Learn More
Bermuda Registers Two Captive Insurers, Two Collateralized Insurers
Bermuda registered two insurers in captive insurance classes and two collateralized insurers in July. The additions brought 2026 registrations in captive classes to four. Through July, the Bermuda Monetary Authority reported 5 collateralized insurers, 12 restricted special purpose insurers and 42 total insurance-sector registrations across insurers and intermediaries in 2026. Learn More
Key Considerations for Effective Claims Management in Captive Insurance
Learn key considerations for effective claims management in captive insurance, from appointing a claims manager to balancing speed and accuracy in handling claims. Read More
Understanding Loss Development in Captive Insurance Companies
This article explains how loss development affects financial outcomes in captive insurance companies. It outlines key concepts such as incurred but not reported, reserving accuracy, and loss development triangles, while highlighting common pitfalls. The piece emphasizes the importance of disciplined claims management and actuarial analysis in maintaining financial stability and supporting effective risk management strategies. Read More
Captive Insurance Governance Requires Active Board Engagement
Vermont Captive Insurance Association Annual Conference panelists examined how captive insurance governance supports regulatory compliance, financial stability, and stakeholder confidence. The session emphasized active board engagement, succession planning, continuing education, clear actuarial reporting, coordinated service providers, governance checklists, and strategic reviews that help captive oversight evolve as programs grow and mature throughout their life cycles. Read More
US Employer Healthcare Costs Projected to Rise 9.5 Percent
US employer healthcare costs are projected to rise 9.5 percent in 2027, exceeding $19,000 per employee, according to Aon. Higher medical utilization, chronic conditions, costly claims, and prescription drugs are driving increases. Employers continue to absorb most plan expenses, while employees face higher premiums and out-of-pocket costs nationwide. Read More
Captive Insurance Metrics Must Evolve with Program Goals
Panelists at the Vermont Captive Insurance Association Annual Conference explained why captive insurance metrics should reflect each organization's objectives, risk profile, and lines of coverage. The session examined regulatory ratios, loss ratios, capital adequacy, and investment measures, while emphasizing the need to reassess benchmarks as captive programs evolve and communicate results clearly to stakeholders across the organization. Read More