Market News
Data Center Growth Creates New Insurance Challenges and Opportunities
AM Best's report explores the insurance implications of expanding data center development driven by artificial intelligence and cloud computing. Key exposures include business interruption, property damage, cyber events, construction delays, environmental liabilities, and infrastructure-related risks. The report also highlights opportunities for insurers to develop new coverage solutions. Learn More
Captive Insurance Addresses Coverage Gaps in Psychedelic Care
As psychedelic-assisted care expands, organizations face challenges securing traditional insurance coverage. Captive insurance is emerging as an alternative risk financing tool for treatment providers, advocacy groups, and researchers. Industry experts discuss regulatory developments, key liability exposures, risk management considerations, and efforts to establish association captive insurance programs. Learn More
US Commercial Insurance Rate Increases Continue to Moderate in First Quarter
WTW's Commercial Lines Insurance Pricing Survey found US commercial insurance rates increased 2.5 percent in the first quarter of 2026, down from 5.3 percent a year earlier. Pricing softened across most commercial lines, while excess liability and commercial auto continued to post the largest, though moderating, rate increases. Read More
Legal Professional Liability Insurers Continue Growth Amid Emerging Risks
AM Best's latest report finds legal professional liability insurers have strengthened surplus levels and maintained competitive positions despite modest premium growth. The sector faces increasing challenges from social inflation, litigation financing, nuclear verdicts, cyber-security threats, and artificial intelligence-related risks. Premium growth is expected to continue at a moderate pace through 2026. Read More
Aon Report Highlights Rising Transaction Solutions Claims Activity Globally
Aon's "2026 Transaction Solutions Global Claims Study" examines claims activity across representations and warranties, warranties and indemnities, tax, and litigation risk insurance. The report highlights record claim recoveries, rising claim severity, increased notifications in several regions, and continuing trends in breach types, including financial statements, material contracts, compliance, and intellectual property claims. Read More
As Digital Asset Risks Grow, Could Captive Insurance Play a Larger Role?
As organizations increase their digital asset activities, they face growing cyber, custody, operational, and regulatory risks. Some companies are evaluating captive insurance structures as a way to finance retained exposures, supplement commercial coverage, and create a more structured approach to managing risks associated with digital assets and cryptocurrency-related operations. Read More
AM Best Report Shows US P&C Industry Returns to Underwriting Profit
AM Best reported that the US property-casualty (P&C) insurance industry generated a $16.3 billion underwriting gain in the first quarter of 2026, reversing a prior-year loss. Lower catastrophe losses, improved combined ratios, higher net investment income, and increased realized capital gains contributed to significant growth in operating income and net income. Read More