Market News
Munich Re, Lloyd's Top AM Best's Largest Reinsurer Rankings
Munich Re and Lloyd's topped AM Best's latest rankings of the world's largest reinsurers, aided by currency gains against the US dollar. Reinsurers maintained strong underwriting performance in 2025 despite price softening, while favorable hurricane activity, investment returns, and record capital levels supported profitability across the global reinsurance market overall. Learn More
Christine Brown Outlines Captive Insurance Priorities at VCIA
Christine Brown discussed five audience-selected captive insurance topics during a Vermont Captive Insurance Association (VCIA) conference session. Ms. Brown addressed evolving captive structures, regulatory oversight of artificial intelligence, medical stop-loss underwriting, liability pressures, litigation funding, and reinsurance security, emphasizing sound governance, disciplined pricing, and continued evaluation of captive programs as risks and markets evolve. Learn More
CARES Captive Formation Highlights Iowa's Growing Captive Insurance Program
Jeff Wilson, captive insurance director at the Iowa Insurance Division, discusses the CARES Captive Insurance Company formation and Iowa’s evolving captive program. He outlines the state's regulatory approach, recent legislative changes, interest in various captive structures, and plans to build the domicile through deliberate, sustainable growth over the coming years. Read More
The Expanding Role of Captives in Today's Changing Risk Market
Captive insurance provides a strategic alternative for businesses seeking cost-effective risk management. By covering hard-to-insure and emerging risks, captives offer flexibility, financial control, and access to reinsurance, making them a valuable tool for organizations looking to mitigate risk and manage insurance costs efficiently. Read More
IRS Developments and Insurance Fundamentals for Captive Insurance Companies
This episode examines how insurance fundamentals support successful captive insurance companies amid increased Internal Revenue Service (IRS) scrutiny. Topics include actuarial pricing, reserving, risk transfer, governance, recent court decisions, emerging risks, and practical considerations for operating a captive as a well-managed, long-term insurance company. Read More
Building Your Risk Financing Strategy with Captive Insurance
Organizations considering captive insurance should begin with a broader assessment of their risk financing strategy. Evaluating loss history, risk-bearing capacity, insurance programs, business objectives, and future plans can help determine a captive's appropriate role, identify new coverage opportunities, guide surplus management, and keep the captive aligned with evolving needs. Read More
Record Capital Tests Global Reinsurance Market Discipline
AM Best reports that record capital and increasing competition are testing underwriting discipline across the global reinsurance market. Property catastrophe rates are declining, while casualty pricing and long-tail liabilities remain significant concerns. Despite these pressures, strong capitalization and favorable earnings support AM Best's stable outlook for the non-life reinsurance segment. Read More