Market News
Commercial Insurance Renewal Rates Mostly Decline in May
Commercial insurance renewal rates declined month over month across most major lines in May 2026, according to the Ivans Index. Commercial property and workers compensation were the only segments to post increases. Year-over-year renewal rates remained higher for most commercial lines, while workers compensation continued to record premium decreases. Learn More
AM Best Sees Warning Signs in US D&O Liability Market
AM Best reports that the US directors and officers liability (D&O) insurance market remained profitable in 2025, but warning signs are emerging. Higher loss ratios, reserve deficiencies, declining premiums, excess market capacity, and prolonged claims activity could pressure underwriting margins. The agency expects competition to remain intense through 2026. Learn More
Tokio Marine Report Highlights Rising Medical Stop-Loss Claim Costs
Tokio Marine's 2026 Annual Market Report examines key trends in the medical stop-loss market, including rising large-claim frequency, increasing cancer and neonatal costs, transplant growth, specialty pharmacy pressures, deductible strategies, and mental health claim trends. The report also highlights cost containment efforts and evolving market pricing dynamics. Read More
Key Factors to Evaluate When Considering a Casualty Group Captive
Companies exploring casualty group captives should assess ownership structure, insurance premium size, industry, loss experience, safety commitment, and willingness to participate as owners. Businesses with strong risk management practices and a long-term perspective often benefit most from the increased control, cost stability, and potential underwriting returns captives provide. Read More
FERMA Issues Principles for Sustainability-Linked Insurance
FERMA has published Sustainability-Linked Insurance Principles to promote consistency, transparency, and credibility in sustainability-linked insurance solutions. The voluntary framework outlines a five-step process covering performance indicators, sustainability targets, policy terms, reporting, and verification. The guidelines aim to strengthen market integrity and support sustainable underwriting practices. Read More
Why Reinsurance Trusts Remain Central to Captive Insurance Collateral
This episode examines how reinsurance trusts and collateral trusts operate within captive insurance programs. The discussion covers trust structures, eligible assets, investment flexibility, withdrawal rights, and how trusts compare with letters of credit and funds withheld arrangements as collateral solutions for captives and fronting insurers. Read More
Marsh Report Highlights Rising Transactional Risk Claims Activity in 2025
Marsh's "Global Transactional Risk Insurance Claims Report 2026" found a significant increase in claims notifications during 2025, with insurers paying nearly US$650 million to clients. Financial statement breaches accounted for the majority of paid losses, while a small number of high-severity claims generated most claim payments worldwide. Read More