Market News
North Carolina Continues Steady Captive Growth, Emphasizes Efficiency and Innovation
North Carolina outlines its continued growth as a leading US captive domicile in a new "CICR" interview. Joe Rosenberger discusses efficient regulatory processes, collaboration with industry, growing use of protected cells, and increased activity in cyber, property, and medical stop-loss programs, reflecting the state's focus on responsive, modern captive regulation. Learn More
Captives Identified as Key Enablers of ESG Integration, FERMA Report Finds
The Federation of European Risk Management Associations (FERMA) "ESG—Toolbox for Captives" outlines how captive insurance companies can support environmental, social, and governance (ESG) goals within risk financing programs. The report details practical steps across underwriting, claims, investments, and data management, illustrating how captives can reinforce organizational sustainability objectives through everyday insurance activities. Learn More
Ivans Q3 2025 Index: Commercial Renewal Rates Higher Year Over Year
Ivans released its Q3 2025 Ivans Index reporting year-over-year increases in average premium renewal rates across major commercial lines, excluding workers compensation. Quarter-over-quarter results varied, with most lines showing lower average renewal rate changes than Q2, while general liability and workers compensation recorded quarter-over-quarter increases. Read More
Global Commercial Insurance Rates Drop for Fifth Straight Quarter
Global commercial insurance rates fell 4 percent in third quarter 2025, continuing a 5-quarter decline, Marsh reported. All regions saw drops, especially in property, cyber, and financial lines. Casualty insurance rose 3 percent, driven by US litigation trends. Favorable reinsurance pricing and increased market capacity contributed to the ongoing softening of insurance rates. Read More
Aon Report Details Growing D&O Risks from False Claims and Trade Secrets
Aon's October 2025 D&O Insight highlights increasing directors and officers (D&O) exposures from False Claims Act enforcement and trade secret disputes. The report details recent US Department of Justice cases involving kickbacks, cyber-security misrepresentation, and tariff evasion, emphasizing the importance of reviewing D&O coverage to address these expanding regulatory and litigation risks. Read More
Milliman Experts on How Actuarial Guidance Enhances Captive Insurer Governance
Milliman's Samantha Poulin and Craig Brophy join Joel Appelbaum to explore governance best practices for captives. They discuss strategic reviews, board education, and the value of actuarial collaboration. The episode highlights how data-driven insights strengthen governance and align captive strategies with organizational goals. Read More
Property and Casualty Insurer Ratings Steady in Downgrades, Slightly Up in Upgrades
AM Best's mid-2025 report shows stable downgrades and a slight rise in upgrades for US property-casualty insurers. Rating affirmations dominated actions, with commercial lines performing better than personal lines. Inflation, catastrophe losses, and rising reinsurance costs continue to pressure the sector, especially homeowners and personal property insurers. Read More