Market News
Excess and Surplus Lines Market Growth Showing Signs of Moderating
After years of significant growth, the flow of business from admitted insurers to the US excess and surplus lines market showed signs of slowing in 2025, according to AM Best. Market premiums increased 9.7 percent during the third quarter of 2025, down from a 13.5 percent increase a year earlier. Learn More
Most Commercial Lines Saw Year-over-Year Renewal Rate Increases in Q4
Premium renewal rate changes for nearly all commercial insurance lines continued to increase year over year during the fourth quarter of 2025, according to the latest results from the Ivans Index. Compared to the third quarter of 2025, general liability, commercial property, and umbrella all experienced increases in average premium renewal rates. Learn More
Property-Casualty Insurers to See Stable Results in 2026 Results Despite Softening
While US property-casualty insurance markets are expected to continue softening in 2026, insurers' results and underwriting profits should remain stable for the year, according to Fitch Ratings. US property-casualty insurers will face increased competition, abundant capital, and downward pricing pressure in 2026, Fitch said. Read More
AM Best Revises Global Reinsurance Outlook to Stable from Positive
AM Best has revised its outlook for the global reinsurance segment to stable from positive, citing accelerating reductions in property reinsurance pricing and ongoing challenges in the US casualty space as being among the key considerations behind the revision. Read More
A Modern Risk Management View: Strategy Before Structure
Hylant's Anne Marie Towle and Joe Wieligman argue that organizations should treat risk as a strategic business issue—not a transactional insurance purchase. They recommend a holistic approach that aligns risk strategy with enterprise goals, improves capital flexibility over time, and supports long-term decision-making before selecting any specific risk structure. Read More
How AI Is Changing Actuarial Thinking in Captive Insurance
Artificial intelligence (AI) is transforming actuarial workflows and captive insurance strategy. This podcast episode explores practical AI applications, governance challenges, transparency, and why human judgment remains central to advanced analytics in captives. Read More
Tennessee's Captive Insurance Outlook: Compliance, Governance, and 2026
In this Q&A, the Tennessee Department of Commerce and Insurance, Captive Insurance Section, discusses today's top compliance challenges, evolving governance expectations, and how domiciles are emphasizing the enforcement of existing rules. The team also shares Tennessee's strengths as a captive domicile and comments on potential process improvements in 2026. Read More