Market News
North Carolina Department of Insurance Restructures Oversight of Risk Retention Groups
The June 2026 North Carolina Captive Insurance Association newsletter outlines a North Carolina Department of Insurance restructuring that will shift oversight of domestic risk retention groups to the Financial Analysis Division beginning July 1, 2026. The newsletter notes that the regulation of North Carolina-domiciled captive insurance companies and approved cell structures will remain unchanged. Learn More
US P&C Insurers Rebound in Q1 as Combined Ratio Improves
The US property/casualty (P&C) insurance industry reported stronger first-quarter 2026 results, posting a $15.8 billion underwriting gain and a 92.4 percent combined ratio. Personal auto underwriting improved, while premium growth slowed and casualty lines remained challenged. Insurers also returned $6.2 billion to policyholders through dividends amid moderating catastrophe losses. Learn More
Gallagher Re: AI Liability Emerging as New Risk Category for Insurance Industry
Gallagher Re's latest Global InsurTech Report explores how artificial intelligence (AI) is creating new liability exposures for businesses and insurers. The report examines emerging AI liability products, the rise of "silent AI" risks, evolving policy language, and the insurance industry's response as AI adoption accelerates across the global economy. Read More
Airmic Survey Examines Captive Utilization, Governance, and UK Domicile Interest
Airmic's 2026 Captives Survey, conducted with Artex and HDI, examines how organizations use captive insurance for risk financing, reinsurance access, and expanding coverage needs. The survey also explores governance practices, technology adoption, domicile selection, and growing interest in a proposed UK captive insurance framework. Read More
831(b) Institute Marks Three Years of Education and Advocacy
The 831(b) Institute marked its third anniversary on National Insurance Day, highlighting 3 years of education and advocacy for micro-captive insurance. The organization expanded its reach through accreditation programs, continuing education offerings, and grassroots advocacy efforts aimed at helping business owners and professionals better understand risk management strategies. Read More
Artificial Intelligence and Captive Insurance: Enhancing Judgment, Not Replacing It
Artificial intelligence (AI) offers captive insurance companies new opportunities to improve data analysis, reporting, and operational efficiency. While AI can help identify trends and streamline processes, key decisions involving governance, risk financing, coverage design, and strategy still require human expertise, judgment, and oversight to achieve successful outcomes. Read More
How Blockchain Could Streamline Captive Insurance Operations
Blockchain is emerging as a potential tool for captive insurance programs, offering benefits such as improved transparency, automation, and data integrity. Industry experts highlight applications in claims management, reinsurance, and digital assets, while noting challenges related to regulation, data standardization, stakeholder adoption and integration with existing systems. Read More