Market News
When Due Diligence Ignores M&A Risks, Transaction ROI Falls Short—Captive Insurance May Help
Incomplete risk diligence during mergers and acquisitions (M&A) can reduce transaction value and delay expected returns. Workforce liabilities, insurance gaps, and operational risks often surface after deals close. Incorporating structured risk management—including the use of captive insurance—can help acquirers identify exposures, quantify financial impacts, and better align risk financing strategies with transaction goals. Learn More
Reforms and Risk Management: Strengthening 831(b) Micro-Captive Practices
This episode explores the evolving policy and regulatory discussion surrounding Section 831(b) micro-captives. The conversation examines proposed reforms addressing ownership structures, captive investment practices, and related-party lending while emphasizing the importance of governance and insurance fundamentals. Learn More
March CICR Reveals Captivating Topics
Delve into the March issue of "Captive Insurance Company Reports" ("CICR"), and learn industry information from new "CICR" authors such as William McClure and returning authors like Dr. Claire Muselman. Celebrate Women's History Month with this issue and discover all the latest captive insurance industry news. Read More
NFP Launches Group Captive Practice With Trinity Risk Deal
NFP, an Aon company, launched a property and casualty group captive practice following its acquisition of Trinity Risk Advisors. Alan Wise will lead the practice, which will help businesses evaluate and join group captive insurance programs designed to improve risk management, control insurance costs, and provide greater financial stability. Read More
D&O Insurers Focus on Profitability as Risks and Competition Shift
AM Best reports that US directors and officers (D&O) liability insurers are prioritizing long-term profitability as competitive market conditions and evolving risks shape the sector. While rate stabilization and improved loss ratios support a stable outlook, pricing competition, excess capacity, and potential reserve development from prior underwriting years could pressure margins. Read More
ILS Market Enters Strategic Phase as Capital Returns Selectively
The insurance-linked securities (ILS) market is evolving as capital returns with greater discipline and strategic intent. Catastrophe bonds are becoming core components of insurer and reinsurer risk management programs, while investors prioritize transparency, strong analytics, and aligned structures. Market participants say ILS now play a central role alongside traditional reinsurance capacity. Read More
Role of the Board in Captive Insurance Governance
Boards of directors are central to captive insurance governance, balancing compliance, financial oversight, and risk strategy. Requirements differ across domiciles: Vermont mandates a resident director, Cayman applies fit-and-proper standards, Bermuda requires a principal representative, and Delaware offers flexibility. Strong boards safeguard solvency and align captives with long-term objectives. Read More