Market News
Unlocking Capital in Captive Insurance Through Liability Transfers
Captive insurance companies can address legacy liabilities through liability transfer solutions such as loss portfolio transfers and novations. These strategies support capital efficiency, reduce risk, and streamline operations. A simplified modeling framework helps captive owners evaluate potential transactions and quantify capital release, enabling more informed strategic and financial decision-making. Learn More
NCCIA Board Reviews Captive Insurance Priorities, Conference Plans
The North Carolina Captive Insurance Association's (NCCIA's) board discussed legislative priorities, regulatory developments, and planning for its upcoming conference. The association reported stable financials, ongoing collaboration with regulators, and efforts to strengthen member engagement. Additional governance updates included the creation of an immediate past chair role to support leadership continuity. Learn More
Gallagher Re: AI Risks Expose Gaps in Insurance Coverage
A Gallagher Re report finds that artificial intelligence (AI) adoption is creating new liability risks not fully addressed by traditional insurance. Coverage gaps exist across cyber, errors and omissions, and liability policies, particularly for AI-driven outputs and decision failures. The report highlights growing litigation and emphasizes the need for dedicated AI insurance solutions. Read More
Effective Risk Management Demands a Comprehensive, Holistic Approach
The article outlines a shift toward holistic risk management, emphasizing data-driven decision-making through metrics like insurance return on investment, financial risk-bearing capacity, and economic cost of risk. It positions insurance as a strategic asset, helping organizations optimize capital, reduce volatility, and align risk strategies with long-term business objectives. Read More
Insurers See Gains from Advanced Analytics and AI Use
North American property and casualty insurers are seeing improved profitability and premium growth from advanced analytics and artificial intelligence (AI) adoption, according to WTW. While underwriting use is widespread, claims adoption is accelerating. Data quality and information technology challenges remain barriers as insurers expand investments and integrate AI, including generative tools, across operations. Read More
US P&C Underwriting Income Surges to $60.9 Billion in 2025
US property-casualty (P&C) insurers reported a $60.9 billion underwriting gain in 2025, nearly triple 2024 results, driven by premium growth, improved combined ratios, and lower catastrophe losses. Higher investment income boosted operating results, though net income declined due to reduced capital gains. Policyholder surplus rose 11.4 percent to $1.19 trillion. Read More
Report Highlights Talent Shifts Reshaping Insurance Workforce
Aon's report examines how automation, climate risk, and competition for specialized skills are transforming insurance workforce strategies. It highlights the need for digital fluency, hybrid roles, and stronger alignment between talent and business goals. Insurers must invest in reskilling and modernize employee value propositions to remain competitive. Read More