Market News
Captive Insurance Expands Role in Cyber-Risk Financing Strategies
Captive insurance is increasingly used to address cyber risk as organizations face rising costs, coverage gaps, and evolving threats. Companies are leveraging captives to finance exposures, customize coverage, and improve risk control. As the commercial market shifts, captives continue to play a strategic role in managing cyber-insurance programs. Learn More
Cyber-Insurance Growth Brings Rising Underwriting Risks
Cyber-insurance premiums rebounded in 2025, driven by increased policy volume despite softer pricing. Rising incurred losses and artificial intelligence-driven threats are complicating underwriting and increasing risk. While profitability remains, insurers face pressure from inexperienced entrants, evolving cyber exposures, and challenges in modeling risk within a still relatively small market segment. Learn More
How Captive Insurance Uses Fronting and Unrated Paper to Fill Market Gaps
Jeremy Colombik of Management Services International discusses how captive insurance can address hard-to-place risks using unrated and nonadmitted paper. Learn how fronting arrangements, cost efficiency, and custom coverage options can create flexible, compliant solutions for industries facing traditional market limitations. Read More
Behind the Strategy: How Captive Insurance Programs Achieve Success
Captive insurance success depends on more than funding and compliance—it starts with strategy. This video highlights how goal setting, teamwork, and documentation work together to align business objectives with daily operations, creating a foundation for efficiency and sustainable performance. Read More
UK Signals Progress on Captive Insurance Regime Consultation
The UK's Prudential Regulation Authority is preparing to consult on a new captive insurance regime this summer, according to AM Best. The initiative, led by HM Treasury, aims to enhance the UK's position as a captive domicile, though key elements such as protected cell structures will be deferred to a later phase. Read More
AI and Autonomous Mobility Signal Next Phase for Captive Insurance
This "The Edge of Risk Podcast" episode examines how artificial intelligence (AI) is being applied within captive insurance programs and why data readiness remains critical. It also explores how autonomous mobility is introducing new risk considerations, with captives positioned as incubators for emerging exposures while supporting evolving underwriting, governance, and capital strategies. Read More
"Ivans Index": Commercial Lines Rates Continue to Soften in Q1 2026
"Ivans Index" data for Q1 2026 indicates commercial insurance premium renewal rates declined compared to Q4 2025 across all major lines. Despite this quarter-over-quarter softening, most lines continue to show year-over-year increases, with workers compensation remaining the only line reporting negative premium renewal rate changes. Read More