Market News
Global Commercial Insurance Rates Drop 4 Percent in Q4 2025
Global commercial insurance rates declined 4 percent in Q4 2025, extending a six-quarter downward trend. Most regions recorded decreases, driven by insurer competition, favorable losses, and increased capacity. Property, financial, professional, and cyber rates fell, while casualty rates rose, led by US claims severity concerns amid ongoing global market recalibration. Learn More
North Carolina Captive Sector Marks Strong 2025, Eyes Growth in 2026
North Carolina's captive insurance industry saw continued growth in 2025, with strong support from regulators and the North Carolina Captive Insurance Association (NCCIA). The association is accepting speaker proposals for the 2026 NCCIA Annual Conference in Charlotte and has issued final membership dues notices. The event will highlight regulatory updates, networking, and industry education. Learn More
Understanding the Role of a Captive Feasibility Study
A captive feasibility study helps organizations assess whether captive insurance aligns with their risk profile and strategic goals. It outlines purpose, evaluates structure, and supports informed decision-making. Over time, the study also serves as a reference for regulators and other stakeholders, helping guide captive formation from concept through implementation successfully. Read More
Captive Insurance and Public Entities: Expanding the Role of Captives in the Public Sector
Public entities are increasingly turning to captive insurance to address hard-to-place risks, rising costs, and market volatility. This article examines key risks, benefits, captive structures, and future trends shaping the use of captives across the public sector. Read More
Texas Department of Insurance Opens Captive Insurance Specialist Role
The Texas Department of Insurance has opened a captive insurance specialist position to support regulatory oversight of captives. The role was created through legislative action following Texas Captive Insurance Association advocacy and is viewed as critical to maintaining efficiency and continued growth in the Texas captive insurance market. Read More
Emerging Trends in the Construction Captive Insurance Market
Construction companies are increasingly turning to captive insurance to manage rising costs and evolving risks. This article explores trends in construction captives, including expanded coverages, regulatory scrutiny, and growing interest in group and cell structures. Captives offer flexibility and financial control amid challenges like design-build liability and supply chain volatility. Read More
Interconnected Risks Redefine Cyber and Geopolitical Threats for 2026
According to Willis Towers Watson, familiar risks such as cyber, strategic performance, and geopolitical risk are re-emerging under new conditions for 2026. The article emphasizes that how these risks evolve—and how they interconnect—will challenge traditional risk assumptions and require renewed focus from organizations. Read More