Market News
US Economy Set to Grow 2.4 Percent in 2026: AM Best
AM Best reports the US economy is expected to grow 2.4 percent in 2026, outperforming other advanced economies despite trade tensions, policy uncertainty, and a cooling labor market. Personal consumption remains the main driver of gross domestic product, though slower job growth may temper income gains and future spending in coming quarters. Learn More
TDC Group Forecasts Key US Healthcare Trends Through 2026
TDC Group's report outlines key forces shaping US healthcare through 2026, including artificial intelligence integration, rising medical malpractice verdicts, hospital closures, liability reform efforts, reproductive healthcare risks, and the expansion of home-based care. The report emphasizes evolving legal exposure, digital transformation, and the enduring central role of physicians. Learn More
ESG and Captive Insurance: Navigating Risks and Opportunities
Environmental, social, and governance (ESG) risk is now firmly on the agenda of most captives' boards of directors and is a double-edged sword for captives. Read More
AM Best Revises US D&O Outlook to Stable
AM Best revised its outlook for the US directors and officers (D&O) liability insurance segment to stable from negative, citing moderating rate declines and strong 2024 loss ratios. The report warns of margin pressure, rising claims severity, and evolving risks, including cyber threats, artificial intelligence, and geopolitical uncertainty. Read More
Captive Insurance Company Benchmarks: How to Know If Your Captive Is Underperforming
Benchmarking a captive insurance company requires more than reviewing the bottom line. Owners and boards should monitor reserve adequacy, retention rates, underwriting standards, governance practices, and dividend policies. These benchmarks help determine whether a captive is performing effectively or falling short of its long-term financial and strategic goals. Read More
Reviving Dormant Captive Insurance Companies: Risks and Options
Industry experts examine the regulatory, financial, and legacy liability considerations associated with dormant captive insurance companies. The article explores the risks of maintaining inactivity, the cost implications of dissolution, and the strategic benefits of reactivating a captive to address emerging risks and shifting market conditions. Read More
Tuio Rolls Out AI Quoting App on ChatGPT
Spanish digital insurer Tuio has launched an application powered by artificial intelligence (AI) within ChatGPT that enables users to obtain real-time home insurance quotes through a conversational interface. Reported by "Reinsurance News," the rollout reflects growing insurer adoption of AI platforms to streamline distribution and engage consumers during digital research. Read More