Articles

Redirect Health, a platform that creates and manages healthcare solutions and products that meaningfully improve access and affordability for businesses and employees, has partnered with Risk Management Advisors, Inc., a leading national firm specializing in the design, implementation and management of captive insurance companies and self-insured plans. The collaboration comes as Redirect Health looks to add health plan products that lower the cost of premiums and out-of-pocket costs for small and medium-sized businesses (SMBs). Read More

Commercial insurance doesn't have to be just a reactive mechanism to pay for losses. Insurance programs can be a proactive device that empowers companies to control losses, minimize injuries and fatalities, and make their workplaces safer. Read More

Individuals and companies are often too quick to forget about investment risk, or assume the risk probability of the event is too small to happen. Real-life examples also illustrate that there will always be investors reaching for yield, especially in low-interest-rate environments, and when they should beware. Read More

What is "numeracy," and why is it an important attribute for captive board members to have? This article examines numeracy, innumeracy, and relevant examples-with a specific look at insurance. Read More

As in other areas of the captive insurance world, artificial intelligence (AI) is becoming an increasingly important component of the asset manager's tool kit. This article provides a brief primer on AI and asset management by way of a discussion with Alton Cogert of Strategic Asset Alliance. Read More

The current insurance climate makes it imperative that captive insurers practice some type of underwriting discipline. This article lays out the reasons for maintaining an underwriting profit and what it takes to do so. Read More

The ability to make educated guesses about the future has been enhanced over the last decade by the growth in artificial intelligence (AI) and predictive modeling. AI and predictive modeling could have applications for captive insurance. Read More

The captive chapter in a new Organization for Economic Cooperation and Development (OECD) report discusses the numerous business (nontax) reasons why a multinational enterprise group might use a captive insurance company to manage risks within the group while setting out indicators for genuine insurance business. Read More