Market News

This Captive Insurance 101 episode explores how organizations determine whether a captive insurance company aligns with their risk management goals. The discussion covers common decision triggers, financial and operational considerations, feasibility studies, organizational readiness, and the strategic advantages captives can provide over the long term. Read More

Organizations using captive insurance for property risk must think like underwriters. Success depends on accurate exposure data, proactive loss prevention, disciplined retention decisions, and strong business continuity planning. Over time, these practices strengthen captive performance, improve capital efficiency, and create financial accountability for managing property risk. Read More

This guide clarifies actuarial reports in captive insurance, emphasizing the importance of clearly documented methods, benchmarks, assumptions, and actuarial judgment. It ensures stakeholders can effectively utilize these reports to enhance risk management strategies, improve decision-making, and meet professional standards within the insurance industry. Read More

Victoria Fimea, chief captive analyst at the Arizona Department of Insurance and Financial Institutions, discusses Arizona's 25-year history as a captive insurance domicile, current formation trends, licensing and governance considerations, regulatory collaboration, and the opportunities she believes will continue to drive the state's steady growth in captive insurance. Read More

Accident year experience measures incurred losses and loss adjustment expenses for claims arising during a specific accident year relative to earned premium. Frequently used in captive insurance and actuarial analysis, it helps evaluate underwriting performance by excluding reserve development from prior accident years while losses continue to mature. Read More