Market News

Using Captive Insurance to Transform Executive Risk Coverage

April 30, 2025

Captive insurance offers a flexible, cost-effective alternative for executive risk coverage, such as directors and officers and fiduciary liability. By assuming layers of risk traditionally placed in the market, captives help companies reduce premiums, access reinsurance, and build surplus funds—making them a powerful tool in managing long-tail and high-severity exposures. Read More


Tariffs, Volatility Pressure Insurers on Claims, Investments, and Capital

April 30, 2025

Insurers face growing pressure from tariff-driven claims inflation, investment market volatility, and reinsurance disruptions. A recent KBRA report outlines how economic headwinds are testing capital strength, pricing flexibility, and enterprise risk management across the sector. Firms with weaker financial profiles may see greater credit stress in the medium term. Read More


Maximizing Cost Efficiency: Using Unrated Paper with Captive Insurance

April 29, 2025

Management Services International explains how using unrated paper with captive insurance helps businesses manage risks through flexible coverage and significant cost savings. Read More


Surplus Lines Insurers See Growth Amid Challenging Market Conditions

April 29, 2025

Surplus lines insurers continue to grow as property-casualty market pressures create new demand. Nonadmitted insurers are stepping in where admitted markets pull back, with strong gains in homeowners and general liability coverages. Premiums have risen steadily over the past 3 years despite increased volatility across the broader insurance industry. Read More


Using Captive Insurance to Cover Title Risk and Legal Claims

April 28, 2025

Title insurance protects property owners and lenders from title defects, and using captive insurance to manage this long-tail risk offers cost control, risk diversification, and tax advantages. Title insurance in captives is gaining traction, especially among real estate investors seeking customized protection and streamlined legal and closing coordination. Read More