Controlling Healthcare Costs: Medical Stop Loss and Captive Insurance

Mark Sims of Captive Alternatives advises that many businesses are looking to use their captive insurance company to help control healthcare costs. Read More

Common Myths about the Captive Insurance Industry

Jeremy Colombik, president of Management Services International, discusses common myths about the captive insurance industry: (1) all captives are tax shelters, (2) all captives are offshore, (3) captives do not provide additional coverages, (4) captives are not a good business decision, (5) only Fortune 500/1000 companies are good for captives. Read More

Collateral for Captive Insurers

Martin Ellis, manager of Comerica Bank's Captive Insurance Group, says captive insurers mainly use letters of credit and reinsurance trusts for collateral. Read More

Captive Ownership Increases Risk Management Awareness

John S. Alberici, of Alberici Corporation, discusses how having more of a company's own capital at risk results in an increased focus and level of involvement in terms of safety and controlling costs. Read More

Captive Insurer Tax Challenges

Stewart Feldman, CEO of Capstone Associated Services, says that captive insurance company taxation issues concern three areas: (1) risk transfer, (2) risk distribution, and (3) the common notions of insurance. Read More