Vermont Appoints Christine Brown Captive Division Deputy Commissioner

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January 29, 2026 |

silhouette of the back of a blonde businesswoman in a blue suit standing in a conference room in front of a window

Christine Brown has been appointed deputy commissioner of the Vermont Department of Financial Regulation's (DFR's) Captive Insurance Division.

Ms. Brown had served as acting deputy commissioner of the division since the beginning of the year. She had served as Vermont's director of captive insurance since 2022 and has been with the division since 2003. Prior to being named director of the Captive Insurance Division, she served as assistant director for more than 18 years.

In a statement, Kaj Sansom, commissioner of the Department of Financial Regulation, noted Ms. Brown's contributions to the department and said they were instrumental in maintaining the ongoing, effective operations in the Captive Insurance Division.

"Vermont is a globally renowned powerhouse in the captive industry, so the responsibilities of leadership are significant," Mr. Sansom said in the statement. "The need for a leader with excellent communication and presentation skills is essential, and it is not every day you find someone who possesses that, as well as the deep subject matter expertise. We have that combo in Christine, who has spent most of her career in captive regulation."

Ms. Brown is just the fourth person to hold the deputy commissioner position since Vermont passed its Special Insurer Act in 1981. "I am grateful for the three remarkable deputies I was privileged to work so closely with," Ms. Brown said in the statement. "Their leadership and wisdom have helped shape not only my professional growth but the way I lead today."

"I am honored to have been selected to lead our exceptional team of dedicated captive insurance professionals. DFR's decades of regulatory expertise, its globally respected reputation within the industry, and our strong partnership with industry stakeholders underscores the strength of Vermont's foundation," Ms. Brown said. "As we look to the future, I am excited to continue our commitment to consistent oversight, responsiveness, and innovation."

In addition to her work at DFR, since 2018, she has served as principal staff to the chair of the National Association of Insurance Commissioners Risk Retention Group Task Force. Prior to joining state government, she worked as an auditor at Ernst & Young and Johnson Lambert. A graduate of Northeastern University, Brown holds a master's degree.

January 29, 2026