Missouri Takes Proactive Stance on Emerging Captive Risks

October 08, 2025

In a recent video, Sam Komo, captive manager with the Missouri Department of Commerce and Insurance, outlined how the state is preparing for some of the most pressing risks shaping today's captive insurance market.
Mr. Komo pointed to challenges in the property sector, reinsurance shortages, the evolving cannabis industry, and the uncertainties surrounding artificial intelligence-driven businesses. He emphasized Missouri's strategy of engaging early with these industries through open dialogue and collaboration.
Rather than waiting for risks to fully materialize, Missouri is working to stay ahead of the curve by adapting regulatory interpretations and considering timely legislative updates. According to Mr. Komo, this proactive approach is designed to keep the state's captives positioned for success in a rapidly changing risk environment.
October 08, 2025