How Should We Measure Captive Domicile Success in the Future?
August 07, 2025
As the captive insurance industry evolves, so too must the ways we evaluate the performance of domiciles. In this forward-looking clip, Sam Komo, captive manager with the Missouri Department of Commerce and Insurance, calls for a shift from traditional metrics like captive count and premium volume to more tailored and relevant benchmarks that reflect a company's unique needs.
He highlights the growing complexity of captive structures and the individuality of each captive insurance domicile, noting that apples-to-apples comparisons are often impossible. Instead, Mr. Komo argues for a system where companies assess domiciles based on service levels, expertise, and the strength of regulatory relationships.
With the industry expanding rapidly—much like the tech sector—he points out the challenges of creating universal standards. Still, Mr. Komo sees opportunity in building smarter, more flexible tools that help companies identify the best fit for their goals.
August 07, 2025