Market News

Lockton's September 2025 report analyzes global economic uncertainty, insurer strategies, and performance across key insurance lines. The report highlights stability in property and casualty, ongoing challenges in liability, and continued demand for cyber coverage, while also emphasizing risks tied to data center growth, governance pressures, and catastrophe exposures. Read More

CIC Services and the Ragnar Group have launched a group captive insurance program tailored for restaurants and bars. The program uses detailed underwriting and community input to offer fairer rates by avoiding broad risk classifications. Open to select hospitality businesses, it aims to improve insurance access and affordability across the industry. Read More

Cell captives are one of the many options available to companies interested in exploring captive insurance solutions. Cell captives offer organizations a way to realize all the benefits of a captive solution with significantly lower start-up and operating costs. They also take less time to implement than traditional single-parent captives. Read More

This Edge of Risk Podcast episode features Courtney Boles of MSI, who explains how small businesses can align leadership and staff for captive insurance success. She shares strategies for overcoming skepticism, maintaining long-term engagement, and balancing emerging risks, while also exploring how innovation is reshaping captive programs for smaller companies. Read More

AM Best's latest report shows US surplus lines premiums climbed 12.3 percent to nearly $130 billion in 2024, extending 7 years of double-digit growth. Market expansion was fueled by climate-driven homeowners' risks, new entrants, and demand for specialized coverage in areas such as cyber, artificial intelligence, parametric solutions, and cannabis. Read More