Market News
NAIC Advances Capital, Solvency Measures at Summer Meeting
The National Association of Insurance Commissioners (NAIC) advanced risk-based capital and solvency measures during its 2026 Summer National Meeting. Regulators approved changes involving collateralized loan obligations and life insurer capital requirements while addressing principle-based reserving, market conduct, catastrophe risk, homeowners insurance affordability, mitigation programs, and evolving insurance market conditions nationwide. Learn More
How Strategy and Collaboration Are Shaping Captive Insurance
Captive insurance is becoming an increasingly strategic component of organizational risk management. This episode examines the qualities of strong captive proposals, the Midwest’s expanding role, regional collaboration, emerging risks, data analytics, artificial intelligence, and the importance of connecting captive programs to clear business objectives and long-term risk strategies. Learn More
Structured Risk Finance Offers an Alternative to Annual Renewals
Structured risk finance programs can give organizations multiyear alternatives to annual insurance renewals. Speakers examine shared retentions, aggregate limits, underwriting result participation, collateral, fronting, claims control, and capital efficiency. They also explain how captives may support retained layers when the structure fits an organization's risk appetite and overall financial capacity. Read More
How AI and Automation Are Reshaping Captive Insurance Operations
Captive insurance organizations are using artificial intelligence (AI) and automation to streamline claims, reporting, finance, and policy administration. Industry executives say connected, reliable data is essential for successful adoption. AI can reduce repetitive work and identify exceptions, but professionals must retain authority over coverage, capital, governance, and key material financial decisions. Read More
The Benefits of Captive Insurance Companies
Risk Management Advisors explores the benefits of captive insurance companies for risk management. Learn how they reduce costs, manage claims, and offer tailored solutions. Read More
AM Best Reviews Proposed UK Captive Insurance Regime
AM Best examines the United Kingdom's proposed regulatory framework for single-parent captives. The regime would offer proportional capital requirements, simplified reporting, flexible operating structures, and faster authorization. Although these provisions could strengthen the United Kingdom's position as a captive domicile, taxation and limited domestic captive experience may affect participation by parent companies. Read More
Group Captives Have Transformed Other Industries. Real Estate May Finally Be Next.
Real estate group captives are emerging as an option for midsized owners with strong loss experience. By retaining predictable working-layer property and liability losses, using rated fronting insurer paper, and transferring catastrophic exposures to global reinsurers, these programs seek to provide greater control over risk financing and total insurance costs. Read More