Market News
ESG and Captive Insurance: Navigating Risks and Opportunities
Environmental, social, and governance (ESG) risk is now firmly on the agenda of most captives' boards of directors and is a double-edged sword for captives. Learn More
AM Best Revises US D&O Outlook to Stable
AM Best revised its outlook for the US directors and officers (D&O) liability insurance segment to stable from negative, citing moderating rate declines and strong 2024 loss ratios. The report warns of margin pressure, rising claims severity, and evolving risks, including cyber threats, artificial intelligence, and geopolitical uncertainty. Learn More
Captive Insurance Company Benchmarks: How to Know If Your Captive Is Underperforming
Benchmarking a captive insurance company requires more than reviewing the bottom line. Owners and boards should monitor reserve adequacy, retention rates, underwriting standards, governance practices, and dividend policies. These benchmarks help determine whether a captive is performing effectively or falling short of its long-term financial and strategic goals. Read More
Reviving Dormant Captive Insurance Companies: Risks and Options
Industry experts examine the regulatory, financial, and legacy liability considerations associated with dormant captive insurance companies. The article explores the risks of maintaining inactivity, the cost implications of dissolution, and the strategic benefits of reactivating a captive to address emerging risks and shifting market conditions. Read More
Tuio Rolls Out AI Quoting App on ChatGPT
Spanish digital insurer Tuio has launched an application powered by artificial intelligence (AI) within ChatGPT that enables users to obtain real-time home insurance quotes through a conversational interface. Reported by "Reinsurance News," the rollout reflects growing insurer adoption of AI platforms to streamline distribution and engage consumers during digital research. Read More
Gallagher Re Report Examines AI's Impact on LAH
Gallagher Re's Q4 2025 "Global InsurTech Report" examines artificial intelligence's (AI's) expanding role in life, accident, and health (LAH) insurance. The report details AI applications in underwriting, claims, and risk assessment, alongside a 19.5 percent annual rebound in global InsurTech funding, driven largely by AI-focused companies and increased venture investment. Read More
How Captive Insurance Supports Energy Risk Strategies
Energy companies are increasingly using captive insurance to manage rising property, liability, and climate-related risks. Captives offer cost savings, flexibility, and support for innovation in renewable technologies. As insurance markets tighten, captives provide a strategic alternative for risk financing, especially in large-scale or hard-to-insure energy operations. Read More