Market News
Captive Insurance and Cyber Risk: Delaware's Approach
Delaware's captive insurance program is enabling organizations to address evolving cyber risks through flexible structures such as series captives. As commercial coverage remains costly and constrained, captives provide greater control over pricing, coverage, and risk management, while supporting emerging exposures, including systemic cyber events, artificial intelligence risks, and operational technology vulnerabilities. Learn More
Milford Street Captive Highlights Litigation Strain in NYC Housing
Milford Street Captive Insurance Company released data showing affordable housing in New York City (NYC) faces disproportionately high litigation, driving significant insurance costs. The findings highlight how increased claims activity and limited insurer capacity are straining the market and reinforcing the role of captive insurance in stabilizing coverage for housing providers. Learn More
VCIA Highlights Advocacy, Membership Growth, and Education in 2025 Impact Report
The Vermont Captive Insurance Association's 2025 Impact Report outlines membership growth, advocacy efforts, educational programming, and conference engagement. The report highlights VCIA's role in supporting captive insurance through policy engagement, professional education, and expanded member initiatives while reinforcing Vermont's leadership as a global captive insurance domicile. Read More
Missouri Advances Captive Insurance Program, Plans 2026 Risk Forum
Missouri's Department of Commerce and Insurance is advancing its captive insurance program in 2026 through regulatory collaboration and industry partnerships. The state and the Missouri Captive Insurance Association are developing the Mid Rivers Risk Community and hosting the Mid Rivers Risk Forum in St. Louis to address emerging risks and captive insurance trends. Read More
North Carolina Captive Insurance Sector Reports Strong 2025 Growth
North Carolina's captive insurance sector continued expanding in 2025, with regulators licensing 21 new captive insurers and approving about 80 additional cells and series. More than 1,000 risk-bearing captive entities are now regulated by the state, reflecting continued growth as businesses across multiple industries turn to captive structures for risk management. Read More
When Due Diligence Ignores M&A Risks, Transaction ROI Falls Short—Captive Insurance May Help
Incomplete risk diligence during mergers and acquisitions (M&A) can reduce transaction value and delay expected returns. Workforce liabilities, insurance gaps, and operational risks often surface after deals close. Incorporating structured risk management—including the use of captive insurance—can help acquirers identify exposures, quantify financial impacts, and better align risk financing strategies with transaction goals. Read More
Reforms and Risk Management: Strengthening 831(b) Micro-Captive Practices
This episode explores the evolving policy and regulatory discussion surrounding Section 831(b) micro-captives. The conversation examines proposed reforms addressing ownership structures, captive investment practices, and related-party lending while emphasizing the importance of governance and insurance fundamentals. Read More