Market News
The Expanding Role of Captives in Today's Changing Risk Market
Captive insurance provides a strategic alternative for businesses seeking cost-effective risk management. By covering hard-to-insure and emerging risks, captives offer flexibility, financial control, and access to reinsurance, making them a valuable tool for organizations looking to mitigate risk and manage insurance costs efficiently. Learn More
NCCIA Shares Membership Update, Industry Recognition, and 2026 Conference Plans
The North Carolina Captive Insurance Association (NCCIA) November update confirms 2026 membership dues will remain unchanged, recognizes board member Leane Rafalko as an influential industry leader, and highlights a CAPTIVE NOW podcast featuring North Carolina Department of Insurance leadership. The association is also seeking a sponsor for the 2026 NEXTGen Amplify Women™ Breakfast and shared its Thanksgiving office closure. Learn More
AM Best Maintains Negative Outlook for US Health Insurers in 2026
AM Best maintains a negative outlook for the US health insurance industry in 2026 due to rising medical costs, higher patient acuity, and deteriorating Affordable Care Act risk pools. Pressure continues across Medicare Advantage, Managed Medicaid, and commercial plans, with profitability unlikely to recover fully before late 2026 or 2027. Read More
Practical Steps for Forming a Captive Insurance Company
Before launching a captive, business owners must move through a thoughtful formation process. This video walks through defining goals, identifying insurable risks, and partnering with a captive manager and advisers. It also outlines selecting a structure and domicile, securing licensing, completing incorporation, and establishing ongoing governance for long-term success. Read More
Gallagher Re Analyzes How AI Is Transforming Commercial Insurance
Gallagher Re's Global InsurTech Report examines how artificial intellience (AI) is transforming commercial insurance through enhanced underwriting, workflow automation, and claims analytics. The report details global InsurTech funding activity, investor participation, and the rising dominance of AI-centered solutions across commercial lines, highlighting key trends influencing insurers and technology partners. Read More
Captive Insurance Solutions for Employers in a Tight Healthcare Market
Rising healthcare costs and escalating claim severity are pushing employers toward captive insurance solutions and aligned pharmacy benefit managers. Insights from a stop-loss leadership roundtable show how captives provide collaboration, data transparency, and strategic leverage, helping employers stabilize expenses, improve outcomes, and build long-term sustainability in self-funded health plans. Read More
Aon Releases Q3 2025 Global Insurance Market Insights Report
Aon's Q3 2025 report highlights widespread softening across property, cyber, and directors and officers due to strong capacity and competition. US casualty remains difficult as loss severity and litigation continue to rise. Buyers are encouraged to use current conditions to strengthen programs, review limits, and reinvest savings in long-term resilience. Read More