Market News
Milliman's Kim Guerriero Discusses Cyber Risks and Captive Insurance Trends
In this interview, Kim Guerriero, a principal with Milliman, provides expert insights on the evolving cyber-insurance landscape, the growing role of captive insurance, and strategies for managing cyber risks. She also highlights the importance of strong cyber-security practices and reinsurance in addressing complex and correlated cyber threats. Learn More
Tech-Driven Captive Management: How Automation Is Reshaping Feasibility, Talent, and Growth
A "Captive Insurance Company Reports" interview with Captive Simple examines how automation and artificial intelligence are transforming captive insurance operations—from accelerating feasibility studies to optimizing existing programs. The discussion highlights emerging trends, expanding Canadian domiciles, cost reductions, and new tools that help captive owners leverage data for smarter, more strategic decision-making. Learn More
FEMA's Future Creates Uncertainty for Disaster Recovery and Insurance Markets
KBRA's report analyzes the uncertainty surrounding the future role of the Federal Emergency Management Agency (FEMA) fin disaster recovery, including funding volatility, proposed reforms, and impacts on state and local governments. The analysis highlights FEMA's essential partnership with the insurance industry, the risks tied to National Flood Insurance Program reauthorization, and the broader financial consequences of reduced federal support. Read More
The Expanding Role of Captives in Today's Changing Risk Market
Captive insurance provides a strategic alternative for businesses seeking cost-effective risk management. By covering hard-to-insure and emerging risks, captives offer flexibility, financial control, and access to reinsurance, making them a valuable tool for organizations looking to mitigate risk and manage insurance costs efficiently. Read More
NCCIA Shares Membership Update, Industry Recognition, and 2026 Conference Plans
The North Carolina Captive Insurance Association (NCCIA) November update confirms 2026 membership dues will remain unchanged, recognizes board member Leane Rafalko as an influential industry leader, and highlights a CAPTIVE NOW podcast featuring North Carolina Department of Insurance leadership. The association is also seeking a sponsor for the 2026 NEXTGen Amplify Women™ Breakfast and shared its Thanksgiving office closure. Read More
AM Best Maintains Negative Outlook for US Health Insurers in 2026
AM Best maintains a negative outlook for the US health insurance industry in 2026 due to rising medical costs, higher patient acuity, and deteriorating Affordable Care Act risk pools. Pressure continues across Medicare Advantage, Managed Medicaid, and commercial plans, with profitability unlikely to recover fully before late 2026 or 2027. Read More
Practical Steps for Forming a Captive Insurance Company
Before launching a captive, business owners must move through a thoughtful formation process. This video walks through defining goals, identifying insurable risks, and partnering with a captive manager and advisers. It also outlines selecting a structure and domicile, securing licensing, completing incorporation, and establishing ongoing governance for long-term success. Read More