Market News
US Commercial Insurance Rate Increases Continue to Moderate in First Quarter
WTW's Commercial Lines Insurance Pricing Survey found US commercial insurance rates increased 2.5 percent in the first quarter of 2026, down from 5.3 percent a year earlier. Pricing softened across most commercial lines, while excess liability and commercial auto continued to post the largest, though moderating, rate increases. Learn More
How Tenda Uses Captive Insurance to Support Enterprise Risk
This episode examines how captive insurance can support enterprise risk management, capital efficiency, and emerging risk financing. Topics include captive domiciles, commercial market partnerships, management liability coverage, risk culture, and strategies for evaluating whether organizations are making the most effective use of their captive insurance programs. Learn More
Legal Professional Liability Insurers Continue Growth Amid Emerging Risks
AM Best's latest report finds legal professional liability insurers have strengthened surplus levels and maintained competitive positions despite modest premium growth. The sector faces increasing challenges from social inflation, litigation financing, nuclear verdicts, cyber-security threats, and artificial intelligence-related risks. Premium growth is expected to continue at a moderate pace through 2026. Read More
Aon Report Highlights Rising Transaction Solutions Claims Activity Globally
Aon's "2026 Transaction Solutions Global Claims Study" examines claims activity across representations and warranties, warranties and indemnities, tax, and litigation risk insurance. The report highlights record claim recoveries, rising claim severity, increased notifications in several regions, and continuing trends in breach types, including financial statements, material contracts, compliance, and intellectual property claims. Read More
As Digital Asset Risks Grow, Could Captive Insurance Play a Larger Role?
As organizations increase their digital asset activities, they face growing cyber, custody, operational, and regulatory risks. Some companies are evaluating captive insurance structures as a way to finance retained exposures, supplement commercial coverage, and create a more structured approach to managing risks associated with digital assets and cryptocurrency-related operations. Read More
AM Best Report Shows US P&C Industry Returns to Underwriting Profit
AM Best reported that the US property-casualty (P&C) insurance industry generated a $16.3 billion underwriting gain in the first quarter of 2026, reversing a prior-year loss. Lower catastrophe losses, improved combined ratios, higher net investment income, and increased realized capital gains contributed to significant growth in operating income and net income. Read More
Commercial Insurance Renewal Rates Mostly Decline in May
Commercial insurance renewal rates declined month over month across most major lines in May 2026, according to the Ivans Index. Commercial property and workers compensation were the only segments to post increases. Year-over-year renewal rates remained higher for most commercial lines, while workers compensation continued to record premium decreases. Read More