Market News
Reinsurers Slash Rates as Capital Hits Record $760 Billion Globally
Aon's January 2026 renewal report shows reinsurer capital hit a record $760 billion, driving double-digit rate reductions across global markets. Strong earnings, low catastrophe losses, and rising third-party capital fueled competition. Insurers are reinvesting savings into facultative and structured solutions to support earnings protection and growth in a shifting risk environment. Learn More
Inside Missouri's Captive Domicile Approach: A Q&A with Sam Komo
In this Q&A, Sam Komo discusses Missouri's approach to captive insurance, including drivers of captive growth, evolving governance expectations, and how captives are increasingly embedded in enterprise risk strategies. He also outlines how Missouri is positioning its domicile to support captive owners amid changing market and regulatory conditions. Learn More
Understanding the Drivers Behind Captive Domicile Decisions
This Edge of Risk Podcast by IRMI episode explores the strategic considerations behind choosing a captive insurance domicile, from risk location and regulatory fit to tax implications, service levels, and home state opportunities. Guest expert Austin Griffith highlights emerging trends as more states strengthen their captive insurance legislation. Read More
Reinsurance Pricing Softens as Capital Grows and Losses Decline
Guy Carpenter's January 1, 2026, report highlights softening reinsurance prices driven by capital growth, reduced catastrophe losses, and strong returns. Property and casualty markets saw pricing shifts, while cyber and sidecar structures evolved. Catastrophe bond issuance hit record highs, signaling strong investor interest and expanded risk-sharing options across multiple lines. Read More
Captive Insurance 2025 Year in Review: Growth, Risk, and Resilience
The captive insurance industry experienced strong growth in 2025, driven by demand for flexible risk financing, expansion into new coverages, and advances in technology. Industry leaders highlighted increased risk retention, evolving domiciles, and heightened pressure in auto, healthcare, and liability markets, underscoring captives’ expanding strategic role. Read More
2026 Captive Insurance Outlook: Expansion, Innovation, and Volatility
Industry leaders expect captive insurance growth to continue into 2026 as organizations expand coverages, increase retentions, and adopt analytics. Emerging risks, regulatory attention, alternative risk transfer, and market volatility are driving greater use of captives across industries and organization sizes. Read More
What Happens After You Decide to Form a Captive Insurance Company
This video takes viewers from the strategic stage of considering a captive insurance company to the reality of operating one. It explains how advisers help evaluate the concept and how captive managers then guide policy issuance, claims processes, timelines, and responsibilities once the captive begins running. Read More