Market News
Inside the Captive Feasibility Study Process
Before launching a captive insurance company, organizations conduct a feasibility study to assess purpose, risks, structure, and domicile options. This video breaks down the process, including actuarial analysis and pro forma financial modeling, and explains how the study informs decision-making and regulatory approval while shaping future program direction. Learn More
Regulatory Shifts Are Reshaping the European Captive Insurance Market
AM Best's latest report outlines how regulatory reforms, market conditions, and evolving domicile activity are influencing the European captive insurance market. Captives continue to expand coverage, adjust reinsurance strategies, and benefit from strong capitalization. Solvency II amendments and new national frameworks are expected to further shape the sector through 2027. Learn More
Risk Retention Groups Offer Healthy Risk Control for Healthcare Organizations
Risk retention groups (RRGs) allow healthcare organizations to collaboratively manage liability risk, improve claims outcomes, and control insurance costs. Formed under the Liability Risk Retention Act, RRGs offer stability, tailored coverage, and access to reinsurance, while incentivizing strong risk management and member compliance despite initial capitalization requirements. Read More
Rise in Reciprocal Insurers Fills Gaps in Catastrophe Markets
A surge in reciprocal insurance exchanges is addressing gaps in catastrophe-prone homeowners markets. These member-owned models offer control and flexibility amid insurer withdrawals. An AM Best report highlights their growth, capital structures, and performance metrics, noting their increasing role in coastal coverage and reliance on surplus notes during early operations. Read More
November CICR Explores VCIA Legacy, Future
In the latest issue of "Captive Insurance Company Reports" ("CICR"), readers can explore the long-standing impact of the Vermont Captive Insurance Association (VCIA) and its role in shaping evolving captive insurance strategies. The article highlights governance lessons, program trends, and how associations can drive the next generation of captive growth and innovation. Read More
Florida's Captive Insurance Market Gains Momentum with New Industry Association
Florida has established the Florida Captive Insurance Association to advance captive insurance in the state. The association plans to advocate for updated regulations, engage lawmakers, and expand awareness of self-insurance solutions. With rising property and reinsurance pressures, the launch aims to position Florida as a more competitive captive domicile. Read More
Munich Re Sees Elevated Nat Cat Losses and Growing European Reinsurance Demand
Munich Re reported rising natural catastrophe exposures, sustained European reinsurance demand, and continued cyber-insurance gaps. The company referenced inflation, geopolitical volatility, and US litigation risks affecting international programs. The findings reflect climate-driven losses, evolving liability concerns, and capital trends in the European and global reinsurance markets. Read More