Market News

Policy and Progress: How Vermont Continues to Shape Captive Insurance Legislation

November 4, 2025

Vermont's captive legislation reflects clarity, flexibility, and collaboration. In this episode, Ian Davis of the Vermont Captive Insurance Association explains how regulators, lawmakers, and industry partners work together to evolve policy responsibly, address emerging risks, and support innovation. He also shares how captive owners and service providers can actively participate in advocacy and legislative development. Read More


North Carolina Continues Steady Captive Growth, Emphasizes Efficiency and Innovation

November 3, 2025

North Carolina outlines its continued growth as a leading US captive domicile in a new "CICR" interview. Joe Rosenberger discusses efficient regulatory processes, collaboration with industry, growing use of protected cells, and increased activity in cyber, property, and medical stop-loss programs, reflecting the state's focus on responsive, modern captive regulation. Read More


Captives Identified as Key Enablers of ESG Integration, FERMA Report Finds

October 31, 2025

The Federation of European Risk Management Associations (FERMA) "ESG—Toolbox for Captives" outlines how captive insurance companies can support environmental, social, and governance (ESG) goals within risk financing programs. The report details practical steps across underwriting, claims, investments, and data management, illustrating how captives can reinforce organizational sustainability objectives through everyday insurance activities. Read More


Ivans Q3 2025 Index: Commercial Renewal Rates Higher Year Over Year

October 30, 2025

Ivans released its Q3 2025 Ivans Index reporting year-over-year increases in average premium renewal rates across major commercial lines, excluding workers compensation. Quarter-over-quarter results varied, with most lines showing lower average renewal rate changes than Q2, while general liability and workers compensation recorded quarter-over-quarter increases. Read More


Global Commercial Insurance Rates Drop for Fifth Straight Quarter

October 29, 2025

Global commercial insurance rates fell 4 percent in third quarter 2025, continuing a 5-quarter decline, Marsh reported. All regions saw drops, especially in property, cyber, and financial lines. Casualty insurance rose 3 percent, driven by US litigation trends. Favorable reinsurance pricing and increased market capacity contributed to the ongoing softening of insurance rates. Read More