Captive Basics

Key Concepts for Captive Insurance Reinsurance Contracts

October 31, 2018

We take a look at some key concepts and reinsurance contract clauses that can help minimize the likelihood of a disagreement with your reinsurers. And, should these disagreements arise, the concepts and contract wording can provide additional protection to a captive insurance company. Read More


Why Should You Consider Forming a Captive Insurance Company?

October 24, 2018

Once just a speck on the commercial insurance market landscape, captive insurance companies have become a mainstream risk management tool. To boost understanding of captives, especially group captives, a panel of experts recently discussed a wide array of captive issues. Read on to learn more! Read More


Risk Retention Groups: An Important Segment of the Captive Industry

October 3, 2018

Risk Retention Group (RRG) comprise only 3 percent of the roughly 7,000 captive insurers now operating. This relatively small number of RRGs hides the importance of this segment of the captive industry. Many RRGs are a vital source of coverage for hundreds-even thousands-of their policyholder-owners. Read More


What Are Association and Group Captives?

September 27, 2018

Group captives are formed when a group of individuals or entities comes together to jointly own a captive insurance company. Sometimes they are sponsored by industry associations for the benefit of their members, hence the alternative name "association captive." Read More


What Is Risk-Based Capital: A Primer for Captives

August 13, 2018

This primer for captive insurers on the concept of risk-based capital (RBC) describes the four basic components of RBC and how the components fit together to arrive at the ultimate ratio. Read More