Potential gains from putting employee benefits programs into a captive insurance company may be outweighed by practical concerns. In this video, Debbie Liebeskind of Towers Watson advises that feasibility studies should be undertaken to evaluate such a business decision.
John S. Alberici, of Alberici Corporation, discusses how ambiguities in legislation and premium taxation issues can be addressed by domiciling a captive insurer in a company's home state.
In this video, Debbie Liebeskind of Towers Watson discusses changes to the medical stop-loss claims landscape under the Affordable Care Act and explains why putting medical stop loss into captives is an easy and efficient transaction.
John S. Alberici, of Alberici Corporation, discusses how having more of a company's own capital at risk results in an increased focus and level of involvement in terms of safety and controlling costs.
Cost is not the only consideration when deciding where to domicile a captive insurer, as John S. Alberici, of Alberici Corporation, discusses in this video. While domiciling in a company's home state can save many costs, evaluating the state's commitment to captive insurance programs is equally important to domicile selection.