Ms. Seale is a consulting actuary in the Dallas office of Milliman. She joined the firm in 2004. Ms. Seale assists self-insured clients with reserve and funding analyses in the areas of medical malpractice, workers compensation, general liability, auto liability, property, asbestos, and environmental. Her experience also includes loss reserving and ratemaking studies for insurance companies in a variety of commercial and personal lines, including workers compensation, auto liability, general liability, mine subsidence, inland marine, cargo, and homeowners. She also provides actuarial support to state regulators for statutory financial examinations. Ms. Seale has worked with self-insurers, captives, risk retention groups, and commercial lines insurers. In addition to traditional actuarial loss reserve studies, she has performed in-depth allocations, loss layer/stratification studies, analysis of excess insurance quotes, creation of models for clients' internal monitoring, and analyses of liability from pools.