Market News

Most Commercial Lines Saw Premium Renewal Rate Increases in November

December 15, 2025

November 2025 "Ivans Index" results indicate that most commercial insurance lines, including those relevant to captive insurance programs, continued to see year-over-year premium renewal increases, while month-over-month changes varied by line. Workers compensation remained the only major line showing a year-over-year decline. Read More


Captive Resources Podcast Highlights Growing Use of Transplant Carve-Out Coverage in Self-Funded Plans

December 12, 2025

A recent Captive Resources podcast examines how transplant carve-out coverage supports self-funded employers and their captive insurance company in managing high-cost transplant claims. The episode highlights cost drivers, risk-transfer benefits, and why carve-outs are becoming a common strategy for stabilizing health plan expenses and protecting captive layers. Read More


Captives and Cyber: From Tactical Response to Strategic Risk Optimization

December 11, 2025

Captive insurance is becoming a central tool for cyber risk financing as organizations expand its use beyond tactical needs to strategic enterprise management. Survey results show rising adoption, growing cyber underwriting, and broader applications such as deductible infill, gap infill, incubation structures, and portfolio strategies, reflecting sustained momentum in captive utilization. Read More


Captive Domicile Insights and Capital Modeling Take Center Stage in December CICR

December 10, 2025

The December issue of "CICR" spotlights the world's leading captive insurance domiciles, examining regulatory developments, market momentum, and the competitive factors shaping global captive growth as organizations refine long-term risk financing strategies. Read More


Using Captive Insurance to Manage Risk in a Changing Agricultural Sector

December 9, 2025

As agriculture faces rising climate, regulatory, and operational risks, captive insurance provides a flexible alternative to traditional markets. Captives allow for customized coverage—such as parametric policies tied to weather triggers—and offer long-term cost efficiency, risk retention options, and resilience against premium volatility and coverage gaps. Read More