Market News

Collateral is essential to the structure of captive insurance companies, ensuring claims can be paid and regulatory requirements are met. From letters of credit to trust accounts and funds withheld, captives use a variety of tools to secure obligations and maintain credibility with fronting insurers, reinsurers, and regulators. Read More

Marsh's "Global Insurance Market Index" shows global commercial insurance rates fell 4 percent in the second quarter of 2025, driven by rising insurer competition. Most regions and product lines saw declines, except US casualty. Clients benefited from improved pricing, expanded coverage, and explored alternative risk financing strategies such as captives and self-insurance. Read More

Santam has received in-principle approval from Lloyd's to launch a London-based syndicate, marking a step in its global expansion strategy. The new entity, Santam Syndicate 1918, is expected to begin underwriting in January 2026, pending final regulatory approval in both the United Kingdom and South Africa. Read More

HDI Global has elevated its risk finance unit, including captive insurance and alternative risk transfer (ART) solutions, to board-level oversight. The move highlights growing demand for parametric and structured reinsurance tools. HDI Enablers, the company’s ART division, continues to expand its offerings and leadership to address evolving corporate risk management needs. Read More

UK reforms to captive insurance and insurance-linked securities (ILS) aim to boost competitiveness by easing regulation and attracting global business. While credit-neutral in the short term, Fitch warns these changes may shift risks to less-regulated entities, raising transparency concerns and potential systemic risks across the non-life insurance industry and institutional investor landscape. Read More