Market News

Transportation companies are increasingly using captive insurance to manage cargo risks, especially under the Carmack Amendment. This article explains how captives, risk retention groups, and custom coverage structures can reduce exposure, improve claims control, and support broader risk management strategies in an evolving logistics and insurance environment. Read More

Willis Towers Watson's (WTW's) Q1 2025 Commercial Lines Insurance Pricing Survey reports a 5.3 percent increase in US commercial insurance prices. Most lines saw price hikes, with excess liability leading and workers comp and cyber remaining flat. Large accounts and property lines showed slowing growth, while loss ratios continued to develop favorably. Read More

Aon's "Client Trends 2025" report identifies trade, technology, weather, and workforce as interconnected megatrends driving global business disruption. The report urges system-level decision-making to manage compounding risks, emphasizing climate impacts, evolving workforce needs, and regulatory complexity as key areas requiring integrated strategies across operations, human capital, and risk functions. Read More

Aon's "2024 Year in Review" highlights shifts in securities litigation, increased enforcement on artificial intelligence (AI) and cyber disclosures, and key court decisions affecting coverage and liability. The report offers insights into regulatory developments, policy exclusions, and risk trends shaping executive liability insurance and compliance strategies across industries. Read More

As agriculture faces rising climate, regulatory, and operational risks, captive insurance provides a flexible alternative to traditional markets. Captives allow for customized coverage—such as parametric policies tied to weather triggers—and offer long-term cost efficiency, risk retention options, and resilience against premium volatility and coverage gaps. Read More