Market News

Gallagher Re's recent report explores how the cyber insurance market can shift from reactive cycles to long-term sustainability. By addressing volatility, improving underwriting, and aligning capital with demand, the report outlines a path toward a more resilient, scalable market that can adapt to evolving threats and maintain stakeholder confidence. Read More

Aon's April 2025 reinsurance report shows continued market strength with record $715B reinsurer capital, double-digit pricing reductions in Asia–Pacific, and expanded facultative capacity. Competitive conditions are expected to persist through midyear renewals, offering insurers opportunities for improved terms and coverage flexibility across property and financial lines. Read More

In Jones v. Commissioner, the tax court reaffirmed rigorous scrutiny of micro-captive insurance under IRC §831(b), disallowing tax deductions and exclusions claimed due to insufficient risk distribution and non-arm's-length premium practices. A payment previously classified as a loan was recharacterized as a constructive dividend to an executive. Read More

Jeremy Colombik of Management Services International discusses how captive insurance can address hard-to-place risks using unrated and nonadmitted paper. Learn how fronting arrangements, cost efficiency, and custom coverage options can create flexible, compliant solutions for industries facing traditional market limitations. Read More

This article explores how internal alignment and education drive the success of captive insurance programs. It highlights LAUSD's approach to surplus use, property risk management, and wildfire response, based on insights shared at the 2025 World Captive Forum. Includes practical guidance on board engagement, feasibility planning, and claims oversight. Read More