Lloyd's Announces 12 Companies Forming Latest Lloyd's Lab Cohort

Lloyd's has announced the 12 companies that will join the 15th cohort of the market's Lloyd's Lab accelerator innovation hub.

According to Lloyds, the selected companies demonstrated exceptional potential to tackle some of the market's most pressing challenges, from enabling energy infrastructure to managing environmental risk and streamlining claims. Companies were chosen for the Lloyd's Lab cohort following a competitive "pitch day."

The latest cohort will have a strong focus on three strategic themes: "adapting to a changing world," "traditional lines for today," and "data intelligence and process transformation." Lloyd's said the themes reflect the market's strategic priorities in building a more resilient, data-driven, and future-ready insurance marketplace.

Companies included in the "adapting to a changing world" group include the following.

• ATG Services. ATG Services is an environmental services company specializing in land restoration and per- and polyfluoroalkyl substances (PFAS) remediation. With the United Kingdom's most comprehensive "forever chemical" database, ATG is developing scalable solutions to support insurers in managing environmental risk and improving contaminated land outcomes.
• ISARR. ISARR is working to redefine risk management with artificial intelligence (AI)-powered platforms that analyze more than 2 million global security events. ISARR equips organizations to anticipate disruption, enhance resilience, and make smarter, data-driven decisions.
• Sunereum Labs. Sunereum is building an AI-powered insurance and reinsurance platform for energy infrastructure. It combines digital underwriting, smart contract claims, and parametric pricing to cover solar assets and support climate resilience.

The following company will focus on the "traditional lines for today" theme.

• Pinepeak. Pinepeak uses physics-based algorithms and geospatial AI to predict wildfire risk and behavior. It delivers hyper-local forecasts and real-time intelligence, helping insurers assess exposure, price coverage confidently, and manage portfolios more effectively across the evolving global built environment.

The "data intelligence and process transformation" group includes the following companies.

• Catbird. Catbird is an AI-driven platform for specialty insurance claims. It unlocks buried data, accelerates workflows, and empowers insurance experts to make faster, smarter decisions.
• Creation Rights. Creation Rights allows creators to track, control, and monetize content across platforms using metadata technology. The company's platform ensures accurate ownership, automates royalty payments, and provides AI-powered transparency, helping creators and enterprises manage rights and reduce unlicensed content use.
• Ecliptic Technology. Ecliptic Technology builds collaborative platforms for the insurance market to streamline delegated authority and claims. Its tools simplify contract lifecycles and automate premium, claims, and risk validation and reconciliation, replacing manual processes with integrated, real-time workflows across market stakeholders.
• Fluence World. Fluence World is a decision support tool for specialty insurers. It uses forensic linguistics and machine learning to uncover loss indicators in submission narratives. It enables faster, more consistent underwriting by revealing language patterns linked to loss or profitability.
• Hexa. Hexa's AI-native platform unites processes, risks, and data across functions, allowing operational changes to flow seamlessly through claims, finance, and reporting, increasing resilience while preventing compliance failures.
• Pemberton. Pemberton is a female-founded environmental technology company delivering scalable biodiversity monitoring and verification. Using AI, remote sensing, and automated data processing, its platform replaces manual workflows to support trusted, transparent reporting for biodiversity net gain and carbon credit markets.
• RecordLinker. RecordLinker is a machine learning-powered platform for data conversion and cross-system entity resolution. It enables easy data standardization, transformations, and generation of system-specific data formats. RecordLinker connects with core systems to support data quality checks, intuitive data administration, and workflows for key entities, along with day-to-day data maintenance tasks.
• Sustema. Sustema is a behavioral analytics company that helps commercial insurers improve underwriting by assessing client management behavior. Its platform supports better selection and portfolio design.

"Cohort 15 showcases the bold thinking and practical solutions that define the Lloyd's Lab," Rosie Denee, head of innovation, commercial education, and engagement at Lloyd's, said in a statement. "These companies are tackling some of the most complex challenges facing our market; from emerging risks to the evolution of traditional lines with solutions that are both visionary and commercially grounded. The Lab remains a catalyst for innovation, where high-impact solutions are developed, refined, and brought to market to strengthen resilience and unlock new opportunities across the Lloyd's ecosystem."