Captives and COVID-19 Exclusions

March 12, 2021

Captive insurance companies play a pivotal role in providing coverage where it is limited or unavailable in the market, and they are uniquely positioned to weather the storms caused by COVID-19 exclusions in casualty policies in the healthcare liability space.

As capital and surplus can be used to expand underwriting possibilities, captives will lead innovation surrounding coverage for litigation arising from COVID-19 claims. Sublimits and defense costs-only coverage will be used to control, contain, and investigate COVID-19 matters.

As the reinsurance and excess insurance markets continue to actively exclude COVID-19 litigation from coverage policy terms and conditions, captives will be on the forefront of offering control, creativity, and ultimately, resolutions. 


Subscribe to the Captive Wire daily newsletter and get this FREE 12-page report: The COVID-19 Pandemic: Opportunities and Implications for Captive Insurance. With a history of "shining" through difficult conditions, captives are poised to be implemented as valuable tools for uncertain times, now and in the future.


March 12, 2021