Michigan Captive Domicile Summary

Michigan State Seal-SF

When the Michigan Licensed Beverage Association (MLBA) decided in 2018 to set up a captive insurance company to provide liquor liability coverage to its members, its top executives believed Michigan would be the right home for the captive.

"We wanted to be in our home state, and Michigan is very receptive to captives," recalled Scott Ellis, the executive director of the MLBA in Lansing, Michigan.

As it turned out, Michigan was far more than just receptive. State captive regulators "have been amazing to work with. They are knowledgeable and always accessible," Mr. Ellis said.

Captive managers agree. "I have found Michigan to be accommodating and responsive and address client servicing needs for single-parent straightforward captives," said Ann Wick, president of Strategic Risk Solutions in Scottsdale, Arizona.


Captive Domicile Statistics

Total Captive Count*
Year Captives
2019 24
2018 23
2017 22
2016 20
2015 24
*Per the Michigan Insurance Code, the domicile does not differentiate between active, inactive, or cell captives.

Captives' Gross Written Premiums
Year Gross Premium
2019  $2.2 billion 
2018 $2.2 billion
2017 $2.1 billion
2016 $746.5 million
2015 $96.5 million

Captive Domicile Contacts

For those interested in more information about setting up captives in the state, contact
David Piner
Director of the Captive Program
Michigan Department of Insurance and Financial Services
530 W. Allegan Street, 7th Floor
Lansing, Michigan 48933–1521
Phone: (517) 284–8759
Email: [email protected]

Captive Events