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February 2006 Pulse Survey Results...

Are Captives Really Necessary?

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1. Is your captive a single parent or group captive? (select one)
  Response Percent Response Total
    Single Parent
62.5% 70
    Group Captive
37.5% 42
Total Respondents   112
(skipped this question)   0

Single Parent Captive Responses:

 
2. Compared to buying commercial insurance, my captive reduces my insurance-related expense.
  Response Percent Response Total
    Yes
92.2% 47
    No
7.8% 4
Total Respondents   51
(skipped this question)   61
3. Compared to self-insurance, using my captive protects my parent’s (sponsor’s) balance sheet more.
  Response Percent Response Total
    Yes
78.4% 40
    No
21.6% 11
Total Respondents   51
(skipped this question)   61
4. Compared to self-insurance, my captive reduces the volatility of loss at the parent level.
  Response Percent Response Total
    Yes
68.6% 35
    No
13.7% 7
    Not sure
17.6% 9
Total Respondents   51
(skipped this question)   61
5. My captive achieves returns on its capital comparable to or better than returns that would be produced had that capital been invested at the parent level.
  Response Percent Response Total
    Yes
51% 26
    No
33.3% 17
    Not sure
15.7% 8
Total Respondents   51
(skipped this question)   61
6. Comments?
 Total Respondents  
5
(skipped this question)   107

Comments follow (unedited):

1. Our captive is only one year old.
2. see toronto captive sppech on captive owners need directors.
3. We simply wish the Industry, was More widely Known and that Institutional Executives,could Be more helpful instead of being afraid of Shadows! Mike Santiago CFO/CIS
4. restrictions on investments of reserves lower returns
5. Captives grossly overvalued when considered on a pure economic basis.

 

Group Captive Responses:

 
7. Compared to buying commercial insurance, my captive reduces my insurance-related expense.
  Response Percent Response Total
    Yes
85.2% 23
    No
14.8% 4
Total Respondents   27
(skipped this question)   85
8. Compared to self-insurance, using my captive protects my parent’s (sponsor’s) balance sheet more.
  Response Percent Response Total
    Yes
88.9% 24
    No
11.1% 3
Total Respondents   27
(skipped this question)   85
9. Compared to self-insurance, my captive reduces the volatility of loss at the parent level.
  Response Percent Response Total
    Yes
70.4% 19
    No
7.4% 2
    Not sure
22.2% 6
Total Respondents   27
(skipped this question)   85
10. My captive achieves returns on its capital comparable to or better than returns that would be produced had that capital been invested at the parent level.
  Response Percent Response Total
    Yes
51.9% 14
    No
18.5% 5
    Not sure
29.6% 8
Total Respondents   27
(skipped this question)   85
11. Comments?
 Total Respondents  
1
(skipped this question)   111

Comments follow (unedited)

1. Of course captives are necessary!

 
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