We are an independent manager providing:

USA Risk Group of Vermont, Inc.: USA Risk Group of Vermont, Inc. specializes in designing and managing alternative risk financing programs, including single parent captives, risk retention groups, pools, association captives and other group insurance arrangements. The Group manages a diverse range of clients from Fortune 500 companies to small corporations and policyholder-owned group programs. The types of coverage these captives provide vary widely and include general and professional liability, product liability, medical malpractice, workers' compensation/employers' liability, pollution cover, as well as standard property lines, including traditional policy forms and specialized forms to meet their individual needs. Our senior staff members have many years of experience handling all aspects of captive formation and management. USA Risk Group of Vermont, Inc. is also an authorized manager in Delaware, District of Columbia, New Jersey, and Missouri.

USA Risk Group of New York, Inc.: Since 2007, USA Risk Group of New York, Inc. has provided expertise and management services in this up and coming domicile. This domicile is particularly attractive to companies located in New York.

USA Risk Group (South), Inc.: As recognized experts in the design, formation and management of captives and risk retention groups, USA Risk Group of South Carolina provides experience, specialization and quality performance in its management services. Sophisticated reporting systems ensure that you and state regulators receive timely, accurate financial reports which are customized to your requirements. The company can also provide quality ancillary services locally and nationally through its membership in USA Risk Group. USA Risk Group (South), Inc. is also an approved manager in District of Columbia and Tennessee.

USA Risk Group West: USA Risk Group West is an independent alternative risk manager located in the domicile of Arizona. Arizona's dedicated regulatory staff and low-cost environment make it an attractive option, especially for West Coast companies. USA Risk Group West is also an authorized manager in Kentucky, Nevada, Utah, Montana, Missouri, Hawaii and Delaware.

USA Risk Group Offshore:

• Cedar Management Limited is located in Bermuda, a center of innovation for the global insurance industry. Unique funding and regulatory advantages are available from this offshore domicile.
  
  
• USA Risk Group (BVI), Inc. offers the flexibility and regulatory advantages of this offshore domicile.
  
  
• USA Risk Group (Cayman), Ltd. due to its acquisition of the JLT Risk Solutions (Cayman) business, immediately became one of the largest independent insurance managers in the Cayman Islands with a dedicated team of specialists with expertise forming and administering captive insurance companies. Second only to Bermuda in size, this domicile remains the first choice for healthcare, creditor life captives and insurance securitizations.
  

• USA Risk Group (Barbados), Ltd. due to its acquisition of the MIMS International (Barbados), Ltd. business in early 2008, is a leading manager in Barbados with an expert team. MIMS was the first manager to be licensed in Barbados and has been in operation since 1986.
  
  
• USA Risk Group (Malta) Limited - USA Risk Group (Malta) Limited was established in April 2010. As Malta is a member of the European Union, Maltese domiciled captives can write policies direct into the EU and European Economic Area. Additionally, Malta has a very advantageous tax structure to allow cost effective operations. We believe Malta is the European location that will see the most expansion in the next few years.

USA Risk Intermediaries, LLC: USA Risk Intermediaries, LLC offers reinsurance consultation, design, placement, and management for property and casualty insurance, in addition to various liability and finite reinsurance structures.

USA Risk Brokers, Ltd.: USA Risk Brokers, Ltd. is a Bermuda-based intermediary providing complete consultation, design, structure, placement, and management services for reinsurance programs. It is a subsidiary of USA Risk Group (Bermuda), Ltd.

National Computerized Agencies: National Computerized Agencies: National Computerized Agencies (NCA) is a highly specialized insurance agency whose concentration is on the mass merchandising of personal lines. Utilizing its proprietary payroll deduction accounting systems, NCA is able to payroll deduct all forms of property & casualty, life insurance, and financial services products for individuals in an effective, efficient manner with no fees or finance charges. The system permits NCA access to different insurance companies and financial institutions in a single program from an employer or association group.

As the nation's leading independent alternative market service provider, USA Risk Group demonstrates its strength through the formation and successful management of captives, risk retention groups, sponsored programs, self insured groups and other alternative market insurance facilities. With impartial analysis, in-depth market knowledge, and technical and regulatory expertise, we have the right combination of specialized resources and expertise to design and implement a facility that will be most effective for your company or organization.