Reservation of Rights Letters, Disclaimer Letters, Non-Waiver Agreements. This inaugural edition identifies the law in each of the 50 states to the extent it exists regarding the timing and content of reservation of rights letters, disclaimer letters, and non-waiver agreements.

In the past several years, the insurance industry has experienced an unprecedented number of claims in which individuals and entities alike have sought coverage for a wide variety of claims under a broad universe of insurance policies. This avalanche of claims places a significant burden on those insurance claim professionals responsibile for analyzing the claims, determining whether coverage should be afforded, and responding to the insured or purported insured in a timely and effective manner to protect the interests of the insurance company. It is imperative that claims professionals be aware of the requirements of the states in which they are working with regard to the timing and content of these notifications.

Copies of this publication are available in the Reference Library on www.munichreamerica.com.

This first issue supplies two useful checklists:

• The first checklist is suggested for a corporate secretary to follow in the organizational Board of Directors meeting of a Risk Retention Group or Captive.
• The second is an audit committee checklist where John opines that the items set forth there are also a good checklist for boards of directors of captives and RRGs, even when an audit committee is not required.

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